Some houses you fall in love with the moment you set eyes on them. They’re perfect and beautiful and… sooooo expensive. Have you considered looking at a fixer-upper instead? An older house in disrepair may not be as pleasing to the eye, but it’s probably a lot more affordable.

It’s not unusual for businesses to have debts in the same way that individuals do. However, when debts become unmanageable, it can have a negative impact on your commercial operations. This is why it’s important to have an effective strategy in place to manage your commercial obligations.

Welcome to your My Money Tracker! A spreadsheet suite that will help you uncover the hidden secrets in your spending so you can get out of debt, manage your business, and create a solid plan for financial success.

As soon as you decide to employ someone within your company, you are making a commitment to them to be the best employer that you can possibly be. Within that comes many responsibilities, including ensuring that you have the correct employee benefits in place.

The most important lesson that the modern world teaches us is that everyone should have multiple income streams. Having a full-time job is great to pay off bills, but when it comes to saving for a rainy day, or emergency cash, the 9 to 5 doesn’t work.

For many, the word budget is a hard pill to swallow. It means the end of fun–no more going out with friends, or taking a weekend trip with the family. That budget is like a weight holding you down that prevents you from living your life.

The mantra repeatedly used when you are thinking about buying a home: You need a 20 percent down payment. This percentage has been carefully drafted by the magical industry gods and is what most go by, right? However, people are beginning to question the accuracy, given today’s economy and overall industry.

I saw this graphic on Facebook and was taken aback by how expensive this debt seems to be. However, doing the math reveals that the numbers are very misleading.

Live-4-Smiles is a community focused company, founded by Linda Schuler, that provides an opportunity for students to showcase their accomplishments through the use of banners. Linda is also an art teacher at Barnegat High School, and it is clear that she knows how to use her art skills in and out of the classroom.

I saw this question come up in a Dateline NBC piece on retirement. So here goes: You have an investment that delivers a 7% return each year. However, you are charged a 2% management fee. What is the real rate of return on your money?