The most important lesson that the modern world teaches us is that everyone should have multiple income streams. Having a full-time job is great to pay off bills, but when it comes to saving for a rainy day, or emergency cash, the 9 to 5 doesn’t work.

Most people across the country struggle with debt. While you can feel like the only one having a hard time when it comes to your finances, there are many other people out there in the same boat. The worst thing you can do is let your debt consume you and get worse.

In his Investment Lessons from an Entrepreneur presentation, Dr Mpinganjira highlighted the importance of entrepreneurs diversifying their business undertakings to mitigate investment risk and promote success in their business endeavours.

Survival mode has kicked in for many people in recent weeks. We want to make sure we keep a roof over our heads and food on the table – our credit scores may be one of the last things on our minds.

Are you looking for a loan to pay for a large purchase or pay off some additional debts? Find out how to choose the right loan for you here in this article.

It’s hard to reach your savings goals when you’re constantly wasting the cash that you should be saving. However, most people don’t realize that they’re actively wasting money. It’s tempting to think that the only time you waste your money is when you impulse buy something that you don’t really want or need and regret it later.

For many, the word budget is a hard pill to swallow. It means the end of fun–no more going out with friends, or taking a weekend trip with the family. That budget is like a weight holding you down that prevents you from living your life.

The mantra repeatedly used when you are thinking about buying a home: You need a 20 percent down payment. This percentage has been carefully drafted by the magical industry gods and is what most go by, right? However, people are beginning to question the accuracy, given today’s economy and overall industry.

I saw this graphic on Facebook and was taken aback by how expensive this debt seems to be. However, doing the math reveals that the numbers are very misleading.

Live-4-Smiles is a community focused company, founded by Linda Schuler, that provides an opportunity for students to showcase their accomplishments through the use of banners. Linda is also an art teacher at Barnegat High School, and it is clear that she knows how to use her art skills in and out of the classroom.