This video from myFICO: Are you (or someone you know) struggling with debt? This entertaining video helps you take a close look at how you got there, and will inspire you to take steps to get out of debt.

NBC’s investigative reporter, Jeff Rossen, set up hidden cameras in a house and had the homeowner call in plumbers to fix a leaky hot water heater. All that was needed was to tighten one screw.

Fantastic info, not for scatterbrains though. I have three cards currently all intro 0% wondering if I made a cash advance of say $1,000.00 then immediately took advantage of 0% balance transfer, would I still be liable for the 24.99% advance rate as well as the fee even though account was paid off the same day or at least within billing cycle?

As of the end of January 2013, merchants are now allowed to charge customers a surcharge, or checkout fee, for using credit cards. Also in the news, the Federal Trade Commission (FTC) reported 2/11/13 that 5% of consumers had errors on one of the three major credit reports.

This infogrpahic from FrugalDad.com shows how difficult it is to pay for college. And that’s not all–many college graduates are loaded with debt and have very few job options. Plus, even when they find employment, the salaries aren’t there to repay the tuition loans.

This infogrpahic from Credit-Land.com sums up the finances for the horrible storm. At least many banks have contributed to those affected by the storm as well as giving those consumers a break on fees.

Fair Isaac is the creator of the most used FICO score. This graphic shows you what you need to do to keep your credit score high. I have 40+ credit cards and a FICO score of 803, which is counter intuitive unless you understand that how you manage your credit accounts is the most important factor in having a high score.

Many banks have sent email messages to customers in hurricane affected areas waiving fees and extending payment dates. If you haven’t received these communications, then you should call your banks, and visit their websites, to find out these policies.

You can watch many of my TV interviews all on this one page organized by network: CNN, NBC, CBS, CN8, ABC, FOX, WB, PBS, NJ12, Extra Help Channel, and Money Talks News.

I met Lisa Flynn at a vendor fair at Popcorn Park Zoo and was immediately struck by her product and passion. She has invented a simple and elegant dog leash that is sure to be a great business success.Her answers to my questions below may help guide you in developing the awesome ideas that I’m sure you have too!