Live-4-Smiles is a community focused company, founded by Linda Schuler, that provides an opportunity for students to showcase their accomplishments through the use of banners. Linda is also an art teacher at Barnegat High School, and it is clear that she knows how to use her art skills in and out of the classroom.

I saw this question come up in a Dateline NBC piece on retirement. So here goes: You have an investment that delivers a 7% return each year. However, you are charged a 2% management fee. What is the real rate of return on your money?

As a veteran financial counselor I have counseled multiple hundreds of smart people with serious financial problems. These people had different incomes, different occupations, and were from different social status. Yet their financial problems seemed to be the results of making very similar money mistakes.

This infogrpahic from OnlinePhDPrograms.com explains how sleep deprivation can lead to financial despair. So be ready to take a nap after checking it out.

This video from myFICO: Are you (or someone you know) struggling with debt? This entertaining video helps you take a close look at how you got there, and will inspire you to take steps to get out of debt.

NBC’s investigative reporter, Jeff Rossen, set up hidden cameras in a house and had the homeowner call in plumbers to fix a leaky hot water heater. All that was needed was to tighten one screw.

Refinancing your vehicle loan could save you a few thousand dollars, and could be easier than you think. The average five-year new car loan rate is 3.72% as of Tuesday, according to the Informa Research Services’ Interest Rate Review.

Are student loans the next financial bubble we’ll face? Could be. The statistics are staggering. Tuition and fees have have increased nearly 130% in the last twenty years (source IRS & College Board data).