Web DebtSmart.com
DebtSmart.com
Sunday, May 26, 2024   
 
Articles about "Balance Transfers"
<11 to 15 out of 15 articles>
FREE subscription to DebtSmartŪ Email Newsletter and FREE software too!
<<Previous Page |1 | 2 | Next Page>>

Cutting Up Credit Cards Cutting Up Credit Cards
by Scott Bilker
Hello, My wife and I have a lot of credit cards. WE would like to cut them up so we don't use them. Should we notify the company's first to cancel them? We are having trouble paying them. Thanks for your help. Richie
 
Applying for credit cards Applying for credit cards
by Scott Bilker
Scott, How often can you apply for credit cards? Does it look bad on your credit report if you apply for many credit cards? My husband and I have 5 credit cards. Our credit rating is good, so most of our interest on our cards are between 5 and 7%. We owe $19,000 and I am currently emptying one of our cards so that we can transfer the entire $19,000 using their 2.99% life-of-the balance rate. Thanks to your many tips in your newsletter! Maria
 
Running argument regarding credit card debt Running argument regarding credit card debt
by Scott Bilker
Scott, My husband and I have a running argument regarding credit card debt. He gets very upset when I look at the offers we receive in the mail to see if the APR is lower then any of the cards we currently have and even think about transferring the balance. I am always interested in the 0% offers, but he says that creditors don't like to see you transfer balances over and over to 0% because it shows that you can't handle the balance "load". Tracy
 
I am horrified--they want to know what I am going to do with the money! I am horrified--they want to know what I am going to do with the money!
by Scott Bilker
Dear Scott, I play the zero percent game every year and never ran into this one. Yesterday I did a balance transfer at zero percent to pay down my house. They gave me $20,000, which I will pay back in a year. I was horrified that they asked me what I was going to do with the money. Why all of a sudden do they want to know what I am doing with the money? Greg
 
Low-rate money for life--what do I do? Low-rate money for life--what do I do?
by Scott Bilker
Dear Scott, I constantly call my credit card companies to find out about special deals. My question is with interest rates going up, is it safe to wait until September, or should I make the transfer right away?--Jesse
 
<<Previous Page |1 | 2 | Next Page>>

 

Subscribe FREE and start finding new ways to save money and pay off your debt.

"The DebtSmart Email Newsletter is packed with cutting-edge strategies for solving credit problems. I highly recommend it."--Gerri Detweiler, radio host and author of The Ultimate Credit Handbook




DEBTSMART MEDIA MENTIONS
NBC 10 News:
Money King Secrets
<Photos and Video>
CN8:
Art Fennell Reports
<Photos and Video>
CNN: CNN Newsroom
<Photos and Video>
CNN: American Morning
<Photos and Video>
ABC: Action News
<Photos and Video>
CNN/fn: Your Money
<Photos and Video>
<See all Television Interviews>

Subscribe to the DebtSmart® RSS Feed
     
   Add to Google