I help my 82-year-old mother pay
many of her credit card bills. She's scared to call the credit card
companies, and I don't want to be added as an authorized user or they
will show up on my credit report. Is there a service that she can
give a power of attorney to that will call the credit card companies
on her behalf? Currently, she is NOT past due on any credit
cards--but that will change if we can't reduce these interest rates.
I completely understand how your
mother feels. Many people feel intimidated by their banks. That's
why I wrote "Talk Your Way Out of Credit Card Debt." I
wanted to empower everyone so they can take action to get a fair
deal from their credit card banks.
In my books, I make many phone calls
for family and friends. You can make calls for your mother without
having to be an authorized user!
Here's how to do it...
Dial the phone for your mother. When
you speak to the rep, give them all her information, account number,
etc. Then say that this is your mother's account and she wants you to
speak for her. Say, she's right next to me so you can verify that
she gives me permission to do so. Put your mother on the phone and
the rep will make sure it's her and verify that it's her wish for
you to talk about her account.
It's that easy!
Good luck and please let me know how