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DebtSmart Email Newsletter: 1/15/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote,s Letter from the Publisher; DebtSmart® Basic Debt Elimination Financial Program Make Payments for Son's Car; Household Math™: True Rate of Transfer Offer; Survey: Your Interest Rates Quick Tips for Saving Money on Groceries Smokin' Van: Options for that Expensive Car Repair; DebtSmart Resources; Subscribe/Disclaimer Information
 
Smokin' Van: Options for that expensive car repair Smokin' Van: Options for that expensive car repair
by Kyle Busch
Have you ever been in the tough position of owning a vehicle that is not worth too much money but that needs an expensive repair? Maybe you have recently even dumped some pretty good change into the vehicle for items like new tires, a battery, a muffler, etc. And now it needs a major repair! You realize that...
 
Quick Tips for Saving Money on Groceries Quick Tips for Saving Money on Groceries
by Nancy Twigg
Do you want to do all you can to cut your grocery bill? Would you like to have a few more tricks up your sleeve for saving on groceries? If so, here are five quick reminders to help you get out of the grocery store with more food while spending less money...
 
Household Math™: True Rate of Transfer Offer Household Math™: True Rate of Transfer Offer
by Scott Bilker
You're offered a balance transfer from one of you current credit lines. The offer is for 4.99% fixed with a one-time 4% transfer fee. You transfer $5,000 and pay $100 per month until the loan is repaid. What is the true APR for this loan when you include all interest rate charges and fees?
 
Survey Results: "Your Interest Rates"
by Scott Bilker
Ever wonder what everyone is paying in interest? I certainly do and I have a feeling you do as well. Please share your rates with other readers so we can compare notes and get better lending deals!
 
Survey Results: More Money for the Holidays
by Scott Bilker
Hey, we all wouldn't mind having more money! Many people are doing extra things this holiday season to earn more money. From working overtime to selling stuff online, it seems there's always a need for more cash this time of year. DebtSmart Readers responded to last issue's survey with their own strategies for making some extra money.
 
DebtSmart Email Newsletter: 1/1/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; How to be More Credit Card and Debt Smart Great Deals You Can Find in the Classified Ads; Household Math™: Susan is Loanly; Survey: "Success is..." No Money Down Identity Theft--A Personal Story; DebtSmart Resources; Subscribe/Disclaimer Information
 
Survey: "Sucess Is..."
by Scott Bilker
Add your motivational quote to DebtSmart® by completing this sentence: "Success is..."
 
Household Math™: Susan is loanly Household Math™: Susan is loanly
by Scott Bilker
Susan just left her boyfriend Jim because he didn't want to get married. Susan originally planned to buy an investment property with Jim but that plan is over. She decides to go ahead and get the house herself. She gets approved for a 30-year, 7% APR loan with payments (principal and interest) of exactly $800.00. Susan decides, after making the first monthly payment of $800.00, that starting the next month, and until the loan is complete, she is going to add one crisp dollar bill to the monthly payment. So her next payment will be $801, then $802, and so on. How long will it take her to repay the loan?
 
Just Say Just Say "No" to Spending Pressure
by Nancy Twigg
Imagine the scene: One Sunday morning at church, you are approached by the child of a friend in your Bible class. His school is selling "Pizza Heaven" coupon books to raise money for the band. You don't frequent that restaurant, but the money seems to be going to a good cause. After all, he is your friend's son. What do you do?
 
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