DebtSmart Email Newsletter: 9/5/07
by DebtSmart Email Newsletter
Letter from the Publisher; College Credit Video; Cool Quote; DebtSmart Reader Tips; DebtSmart® Recommended Products and Services; How are you buying a car with credit cards?; Statistics: What we pay for in a gallon of regular gasoline; "On the cutting edge"; Household Math(tm): Car Insurance Payments vs. Credit Card Offer; How do you get over $7,000 in one year NOT working?; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
DebtSmart Email Newsletter: 8/22/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; DebtSmart Reader Tips; DebtSmart® Recommended Products and Services; Equity Issues; Statistics: Parents Talk to Teens; "On the cutting edge"; Household Math(tm): Cheaper Gas vs. Full-Service; Happiness in frugality; DebtSmart® Column for your use in-print, ezine, or website; DebtSmart® books and software, and other products; Update Your Email Address, Subscribe, Unsubscribe, and Disclaimer Information
DebtSmart Email Newsletter: 8/8/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; DebtSmart Reader Tips - Page 1; DebtSmart® Recommended Products and Services; Negotiation persistence saves $21,000; DebtSmart® Amazon aStore; Statistics: Credit Card Security; "Now I know how to handle these kind of offers..."; Household Math(tm): Punch me for gas; Stop Debt Collectors Cold!; Credit Secrets Bible; New FICO Score is bad news for millions of Americans; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
New FICO Score is bad news for millions of Americans
by Mark Enderle
After this news broke that authorized user accounts with be removed from consideration in the new FICO 8 score, I have spoken with Fair Isaac, Experian, Evan Hendricks, Gerri Detweiler, and Julie Fergerson of Debix about this development. If this were adopted by the CRAs, this could negatively affect hundreds of thousands if not millions of innocent and unsuspecting Americans, and that is something to be alarmed about.
Reverse Mortgage Basics
by Ralph Splendorio
Reverse mortgages are becoming very popular. There are many questions and myths concerning this helpful financial tool. The purpose of this article is to provide a broad overview of reverse mortgages as well as examples of loans. A reverse mortgage allows senior homeowners to turn some of their home ownership into tax-free income without selling their home.
DebtSmart Email Newsletter: 7/25/07
by DebtSmart Email Newsletter
Letter from the Publisher; Cool Quote; DebtSmart Reader Tips - Page 1; DebtSmart® Recommended Products and Services; Pickup Payments; DebtSmart® Amazon aStore; Statistics: Consumer Credit in May 2007; "Now I know how to handle these kind of offers..."; Household Math(tm): Job Offers; Stop Debt Collectors Cold!; Credit Secrets Bible; Reverse Mortgage Basics; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
"Money Talks News" with Stacy Johnson
Money Talks News (7/16/07). See video from this this interview that talks about making money with low rate offers.
Household Math™: Compounded Daily vs. Monthly
by Scott Bilker
You have $10,000 that you want to deposit in a money market account. Both accounts pay 5% APR (Annual Percentage Rate). One account is compound daily meaning that interest is paid daily to the account. The other is compounded monthly meaning that interest is paid monthly. After one year, how much more is earned by depositing the money in the account that is compounded daily?
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