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Thursday, April 9, 2020   
 
Articles written by Rebecca Lindsey
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Deciphering Credit Card Fine Print--A Lesson in Futility? Deciphering Credit Card Fine Print--A Lesson in Futility?
by Rebecca Lindsey
Credit cards and fine print—the two terms seem synonymous. Credit cards are notorious for having fine print that even lawyers can't comprehend. The fact of the matter is this: if you sign on the dotted line for a credit card offer, then you assume an understanding of what is entailed in the terms and conditions—whether or not you actually understand them.
 
Business owners have options when it comes to the business of credit cards Business owners have options when it comes to the business of credit cards
by Rebecca Lindsey
The freedom to be the boss is just one of the perks sought after by business owners. But along with this freedom comes the concern of fulfilling responsibilities to customers, employees and lenders. Chief concerns are usually those dealing with money. Small business owners frequently borrow funds and often use credit cards to get their business off the ground.
 
How to protect yourself from becoming a victim of credit fraud How to protect yourself from becoming a victim of credit fraud
by Rebecca Lindsey
The Federal Trade Commission released the results of a Consumer Fraud Survey. Astoundingly, it estimated that nearly 25 million Americans were victims of fraud. The study indicated individuals with high levels of debt are more likely to be victims of fraud. Three of the top categories of fraud reported to the FTC related to credit, including credit-repair scams aimed at those carrying high debt loads or having bad credit. The most frequently reported type of consumer fraud: advance-fee loan scams, in which consumers pay a fee for a "guaranteed" loan or credit card.
 
Credit Card Binding Arbitration: When Ignorance Isn't Bliss Credit Card Binding Arbitration: When Ignorance Isn't Bliss
by Rebecca Lindsey
Few people want to go to court, but there are times when it is necessary to preserve your rights and to fight unfair or illegal treatment. Watch out for mandatory arbitration clauses in your credit card agreements, which can prevent you from having your day in court.
 
High School Students and Credit Cards--A Recipe for Disaster? High School Students and Credit Cards--A Recipe for Disaster?
by Rebecca Lindsey
Ahhh, school days. Reading, writing, and rooting for your school football team. Hanging out at the mall and surfing the web. Ok, so things have changed a little since you were in school. The current generation of teenagers now has more purchasing power than ever, and companies are spending millions of dollars to get your teen to pay attention to their products.
 
Retail Credit Cards and Department Store Credit Cards Retail Credit Cards and Department Store Credit Cards
by Rebecca Lindsey
Many retail stores want to offer you a line of credit. But before you sign up to get 10% off your purchase and a free umbrella, you need to understand the effect that such cards can have on your credit-both good and bad.
 
Credit Card Protection Insurance- Should You Get It? Credit Card Protection Insurance- Should You Get It?
by Rebecca Lindsey
A brand new year always starts off with new possibilities and opportunities. For many, a new year offers a fresh start, and thousands will make a New Year's resolution to get their financial matters more organized.
 
Saving for Your Child's Education: Can using a credit card today help you to avoid debt in the future? Saving for Your Child's Education: Can using a credit card today help you to avoid debt in the future?
by Rebecca Lindsey
Here's a news flash: children are expensive. Never mind diapers, food, clothing, computers, MP3 players, trips to the mall, etc. One of the biggest expenses your child(ren) will incur is college tuition. The cost of further education is ever on the rise, and even with scholarships the costs can be staggering.
 
Card Registration Services
by Rebecca Lindsey
Credit card registration services (sometimes called card protection services) are an additional option that you should know about. Card registration services come in handy if your credit or debit cards are ever lost or stolen--for a monthly or yearly fee. Although the fee is usually small, it is up to you to figure out if the services offered are worth it.
 
Credit Lessons for Retirees Credit Lessons for Retirees
by Rebecca Lindsey
Chances are, you have probably received one of those flashy letters with big headlines that practically scream "YOU'VE JUST WON A BAZILLION DOLLARS!!!" Although this example may be somewhat far-fetched, this type of scam happens everyday. Common "scams" or frauds appear in the form of contests, home repair offers, and credit offers...
 
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