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Tuesday, May 21, 2024   

Planning for Success In The New Year
by Doris Dobkins
Doris Dobkins is the publisher of $mart Money New$. You can subscribe by visiting her web site at CreativeFinances.com
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Doris Dobkins

has the time flown? Think for a moment about last year and your finances.

What are your regrets for the past 12 months? What would you have done differently? What would you have not purchased that you did? Why? How much do you wish you had saved? What debt do you wish you had paid off that you didn't?

The small financial decisions we make every day can have a huge impact on our circumstances a month from now, six months from now or even 1 year from now.

If you determine some financial goals for yourself for the coming year, consider creating a plan on how you will get there.

If you want to pay off a credit card in 2002 that has a balance of $1,200, budget $100 a month right now plus interest for the next 12 months. If you don't have that much money available, it's time to get creative.

I don't want to hear excuses or I cant's. If that is what you tell your brain, then that is what will happen. Tell yourself you can meet your objectives and you'll open up the channels in your mind to do just that.

Maybe cable TV will have to go for the 12 months. Maybe you'll have to get a part-time job for 12 months. Maybe you'll have to eat at home for most of the next 12 months.

Whatever it is you need to do, do it! When that debt is paid off, you will be rewarded with the greatest feeling of freedom that you could imagine.

You will be inspired to meet your next financial challenge and enjoy the success of your journey towards financial freedom.

Plan to succeed. Those who don't plan, plan to fail.

I don't want that to be you.



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