Eight Steps to Tackle the Money-Saving Process (Part 6)
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Part 6: Implement a "Game"
that you have a goal to strive for, a list of variable bills to
lower, and an understanding as to why it's important to compare
cost, risks, and benefits before making a purchase, you're now ready
to CHALLENGE yourself to succeed.
Are you wondering how you are
supposed to CHALLENGE yourself?
Take for example a track
runner/sprinter who is able to run the 100m sprint in 10.6 seconds.
What do you think this runner will do next? He/She will CHALLENGE
themselves to beat that 10.6 time the next sprint.
Point is, this runner is constantly
pushing him or herself to do better. The CHALLENGE is to strive for
a faster time each and every time they run the 100m sprint.
Same thing applies to your money
saving efforts. You will want to CHALLENGE yourself to beat the
amount you can save each and every month.
When you CHALLENGE yourself to save
as much as possible, you inspire yourself to succeed. Since you are
faced with this "CHALLENGE" you'll start thinking
"Hey, if I was able to save $75 this month, there's no reason
why I couldn't save $85 next month."
For example, if you were able to save
$84 in October, your goal for November is to beat that amount. In
other words, save more than $84 in the month of November.
Name Your Game
Once you are ready to challenge
yourself, try and think of this whole process as one big, giant
GAME. You can name this GAME whatever you want, but try and
incorporate your GOAL into the name of this budgeting GAME.
For example -
"Hawaii, Here We Come"
"Chevy Silverado Savings" "Our Family Trip To
As with any game, the object is to
have fun and win.
Thinking of these money saving
exercises as a game will both inspire you and help you take your
mind off the whole saving process. More importantly, this game can
help you get your whole family involved without having to beg and
plead with them to help. Remember, children L - O - V - E games!
Make a colorful chart or illustrated
graph on which you can track your savings total. You can then post
it in a location where your family can look and see their progress
whenever they want.
GET CREATIVE and HAVE FUN with your
money saving goals. The more pleasant and enjoyable you make this
project for you and your family, the more likely you'll be to follow
through with your plan and ACTUALLY be successful.
Implementing a "game"
mentality will not only help alleviate any stress or fear you may
have regarding this whole process, but it will make saving money
much more enjoyable to do. Who doesn't like to play games?
Not only will a game make your agenda
much more appealing, but it will kick start your competitive spirit
and CHALLENGE you to do your best.
Next Issue -
Part 7: The Three R's -
Review, Revise, Retry