Eight Steps to Tackle the Money-Saving Process (Part 1)
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Part 1: Do You REALLY Want To Save More Money?
the question if you really want to save more money may seem a little
absurd, especially since everyone probably wants to increase their
savings account and have more money to spend. Less debt and more
savings sounds like the best of both worlds, right?
The reason I'm asking if you REALLY
want to save more money is to assist you in determining how sincere
and motivated you are towards this upcoming endeavor.
Sure it's easy to proclaim your
desire to save more money. That's the simple part. Anyone can shout
out "I'm going to save more money!" or "I'm going to
lose 40 pounds!" or "I want to be a millionaire!"
Where was the difficulty in making
Simply vocalizing your intentions is
one thing however actually accomplishing these tasks is a completely
different story and here's where my question comes into play: Do you
REALLY want to save more money?
If you are able to answer with a
confident, definite YES, congratulations! You have taken the first
step in accomplishing this intimidating task.
Granted this is probably the easiest
part of the entire budgeting process, nevertheless the role it plays
in your effort is crucial. Put it this way, without fully committing
yourself to this task, how can you expect to have any success? You
won't, and your efforts will be short lived. This is something you
definitely do not want to happen.
Over the next week, take the time to
decide if you are truly ready to effectively tackle the money saving
process. Remember, this exercise will be like any other hobby or new
undertaking. You will need to put some time and energy into this
task in order to be successful.
Just as you can't learn to play the
piano or learn how to paint without putting the time in to practice,
same goes for the money-saving process. Remember that in order to
reach your financial goals, you will need to devote some serious
time to accomplish what you are seeking.
Granted the amount of time you'll
need all depends on the degree of importance this plays in your
life. Still understand that success comes only after devotion to the
Hopefully this has helped you come to
realize that budgeting and saving are serious tasks that are vital
to your family's financial future. It is now time to prepare
yourself to accomplish this extremely important task.
Next in this eight part series -
2: DECLARING YOUR GOAL