11 Easy Ways to Cut Your Spending Without Feeling It
by Scott Bilker
There are three main points to be addressed when reducing debt, specifically: (1) Getting organized financially; (2) Becoming more efficient with your current debt and spending; and (3) Generating more income. Here are some suggestions to expand on number (2) specifically as it applies to spending.
Planning for Large Purchases
by Shawn McAnnally
One of the biggest challenges people face in their struggles to avoid debt are large purchases. The easy availability of credit in virtually every retail store makes it hard to resist. You don't need to save for the things you want, you can simply finance the purchase with a new credit card or store account. While this is true, and it does allow for faster gratification, it comes with a hefty hidden cost.
Tech-savvy ways to shop smart and save money
by Eric Haubrich
Regardless of your financial situation it always makes sense to stretch your hard earned dollar. Harnessing the technology you have at your fingertips makes saving much easier. There are a lot of ways to get the things you buy on a regular basis as well as major purchases at deep discounts with just a few clicks. Here are some of the best tools you’ll find to shop smart and save money on all kinds of products and services.
Feeding a Family for $300 a month?
by Tawara Kellam
I do something that most people think they can't do today. I feed my family of 5 for $300 a month. Most people say that's an impossible feat, but what boggles minds even more is that I do it without using coupons. How do I do it? First, I use what I have. If I don't have milk in the house, I don't make a special trip to the store for it.
7 household budgeting tips
by S. L. Simmons
Do you frequently get cash from ATMs and then have no idea where it ends up? Do you end up paying late fees simply because you don't have a good system in place for tracking and paying your bills? If you don't have a good budget system in place, it is easy to lose track of your hard earned money. The tips below can help you to keep your finances under control.
Valentine's Day On A Dime
by Tawara Kellam
Using a little imagination, you can make your Valentine’s day a little more fun and a lot less expensive. If you want to add a little personalized romance or if you don’t have the time or money to buy all the pre-made things in the store, here are some ideas from livingonadime.com to help you make the day special.
5 Ways to Avoid Holiday Debt
by Scott Bilker
Between Thanksgiving and Christmas people are going to spend $121.4 billion using their credit cards! How are you going to pay for the gifts? Credit cards of course! I'm sure many people are going to criticize me for even suggesting such an idea.
10-Minute Tasks to Help You Save Money
by Nancy Twigg
Many people use the excuse that they are too busy to make any extra effort to live frugally. But even those of us who are the busiest can find an extra ten minutes here and there if we look hard enough for it. Here are five quickie tasks you can do anytime that will help you save money.
Save Money Going Out
by Gregory Thomas
It seems as though whenever we go out for the night, it costs much more than we originally intended to spend. Having a 'night on the town' shouldn't cost you a whole weeks salary.
Before Getting A New Cellular Phone
by Gregory Thomas
It seems like these days there are a million and one different cellular phones and plans on the market all claiming to be the best. How in world do you decide on which one to signup with?
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