Saving for a down payment
by Scott Bilker
How do you save money to buy a home when you are swamped with credit card bills that just seem to suck every last bit of savings?
Debt Reduction vs. Mortgage Down Payment
by Scott Bilker
My husband and I are in debt for about 28k and have recently sold our home. We are looking to buy a more expensive house in a better neighborhood and school district for our two kids to start school in. I am currently working a lot of overtime, but am not sure if I should try to payoff some of the debt or save for a down payment.
Refinancing Secrets Uncovered
by Scott Bilker
Wondering if that new loan is really going to be worth it? Find out how each component of every new loan affects the bottom-line cost and ensure that your refinance is truly saving you money!
Second Mortgage?
by Scott Bilker
We want to purchase a new truck in a few weeks and are undecided on how we wish to finance it. We have plenty of equity in our home. Would it be economical to take out a second mortgage for this purchase?
Unwanted Names on a Mortgage
by Scott Bilker
I am currently divorced and took possession of our home of which I am in the beginning stages of foreclosure. Even though his name has been removed from the deed, it still remains on the mortgage. Could I file bankruptcy with his name on the loan? If not , what other alternatives do I have to save my home for my children and myself?
Effects of debt on obtaining a mortgage
by Scott Bilker
I was wondering about what sorts of ramifications my credit will have on my obtaining a mortgage in the future? Here is the situation, while in college I got myself into credit card debt (about $6,000). After college I married a debt-free man (no student loans, one credit card great investments). Over the last 1 1/2 years we have paid my debt down considerably (currently I owe about $2,000, each card is at about $500). One of them was charged off the other 3 were closed by the credit issuer.
Adjustable Mortgage
by Scott Bilker
We have a adjustable rate on our mortgage. How do they decide if the rate goes up or down. How is it calculated and when?
Buying a House After Bankruptcy
by Scott Bilker
How hard is it to buy a house after filing for chapter seven bankruptcy? How long will it take to get a house? What are some of the things I need to do before even going to try to buy a house?
Biweekly mortgage may be a rip-off
by Scott Bilker
Biweekly mortgages have been touted by many companies as being an excellent way to save money and pay off your mortgage earlier. Some companies even claim that "it won't cost you any more than you're paying now." What a crock! What do you think a true biweekly mortgage saves you?
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