DebtSmart Email Newsletter: 2/23/05
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; 0% forever transfer deal--is it for real? When it comes to saving money; there are some deals that are no-brainers Featured Credit Cards Can Save You Money Now!; Household Math™: What is APR Stop Debt Collectors Cold Beautiful offer made by CapitalOne to my wife; DebtSmart Help Center; Cash Advance Suicide; DebtSmart® Resources; Subscribe/Disclaimer Information
Beautiful offer made by CapitalOne to my wife
by Scott Bilker
Dear Mr. Biker, I would like your advice on this "fantastic" offered made to her by the CapitalOne mentioned above and make sure that they aren't trying to "cheat her out of our hard earned money. Please help me enlighten and educate my wife regarding credit cards. Regards, Oscar
America's Love Affair with Credit Card Rewards and Rebates!
by Curtis Arnold
February...the month conjures up images up puppy love, romantic escapes, and red roses. Granted, credit cards are typically not viewed as being very romantic :), but America's "love affair" with credit cards that offer rewards and rebates remains strong.
DebtSmart Email Newsletter: 2/9/05
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; ATTENTION NEW JERSEY RESIDENTS: Have you been a victim of the banks or credit counseling? Rates down to 3.9% after seeing you on TV American Express Blue DebtSmart® Financial Compatibility Test Stop Debt Collectors Cold; Rating your credit card; Eight Steps To Tackle The Money-Saving Process; DebtSmart Help Center; America's Love Affair with Credit Card Rewards and Rebates!; DebtSmart® Resources; Subscribe/Disclaimer Information
DebtSmart Email Newsletter: 1/26/05
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Which Credit Cards Look Better on Your Credit Report Heartfelt Thank You American Express Blue; Household Math™: Average Daily Balance Stop Debt Collectors Cold; Rating your credit card; What is Creative Frugality?; DebtSmart Help Center; Retail Credit Cards and Department Store Credit Cards; DebtSmart® Resources; Subscribe/Disclaimer Information
Retail Credit Cards and Department Store Credit Cards
by Rebecca Lindsey
Many retail stores want to offer you a line of credit. But before you sign up to get 10% off your purchase and a free umbrella, you need to understand the effect that such cards can have on your credit-both good and bad.
How banks use low rate offers to lock in high rates
by Scott Bilker
Scott, I have used the lower interest rate checks from my credit card company to transfer debt. I noticed on my statement that the balances on the original rate and the new rate are not getting paid down proportionately. Can I get the company to apply my payment my way? Is the use of these checks a benefit or a curse? --Mary
Lemon list helps consumers avoid a sour experience
by Craig Kimmel
We recommend for the prospective purchaser to "research, research, research" as the key to finding the right ride. As the second largest household investment, purchasing a car should be never be a rushed decision.
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