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1) |
I think that my parents were very good with
handling money.
True False
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2) |
Looking back, I feel that I was good at
handling money when I was younger (ages 10 to 17).
True False
|
|
3) |
I believe that money is very important to our
relationship.
True False
|
|
4) |
I think it's best if only one of us handles
the actual paying of bills (writing the checks) rather than
taking turns.
True False
|
|
5) |
We both should decide on purchases that cost
over $200.
True False
|
|
6) |
If you were given $50,000 with the condition
that you could either buy stuff or use it to take one-year off
from working to spend together, would you use it to spend time
together?
True False
|
|
7) |
Credit cards are bad and can only destroy us.
True False
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|
8) |
Our bills are piled on the kitchen table.
True False
|
|
9) |
We both have a formal budget that we have
created and we stick to it.
True False
|
|
10) |
Even if one of us actually writes the checks
to pay the bills, both of us know the details of all the
accounts. No surprises.
True False
|
|
11) |
Saving is more important than spending.
True False
|
|
12) |
We should spend at least 1 to 2 hours each
week looking at the detailed costs of our credit cards and
their balances.
True False
|
|
13) |
The goal of life is happiness.
True False
|
|
14) |
It's worth the effort to shop for the absolute
best mortgage rate when making a home purchase.
True False
|
|
15) |
It's okay if we pay our bills late once or
twice, just as long as we don't make a habit out of being
late.
True False
|
|
16) |
It's best that we both have separate checking
accounts.
True False
|
|
17) |
It's best that we have individual credit card
accounts and pay our individual bills rather than having
combined money.
True False
|
|
18) |
The money I earn is mostly mine to spend.
True False
|
|
19) |
I have the final say on all purchases.
True False
|
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20) |
I don't spend more than a few dollars without
discussing it with my spouse.
True False
|
|
21) |
I am not allowed to spend more than a few
dollars without asking my spouse for permission.
True False
|
|
22) |
We should definitely use the computer to
organize our finances.
True False
|
|
23) |
It's okay to buy groceries with a credit card.
True False
|
|
24) |
Money can buy financial happiness.
True False
|
|
25) |
At some point in my life, I want to invest in
the stock market.
True False
|
|
26) |
Saving for retirement is very important.
True False
|
|
27) |
If we didn't have any money, I would still
love my (spouse/partner/boyfriend/girlfriend) just as much.
True False
|
|
28) |
If I had to, I would borrow money from friends
or family.
True False
|
|
29) |
If asked, there are certain friends or family
members that I would lend money to.
True False
|
|
30) |
Is it smart to have $3,000 in a savings
account earning 3% if you have $3,000 in debt at 5.9%?
True False
|
|
31) |
I know exactly how much debt we have.
True False
|
|
32) |
I know exactly how much money we have in our
bank accounts.
True False
|
|
33) |
We should always balance our checking account.
True False
|
|
34) |
Brand-name products are always superior.
True False
|
|
35) |
I think we should always buy new cars.
True False
|
|
36) |
I think we should always lease cars.
True False
|
|
37) |
I think we should always buy reliable used
cars.
True False
|
|
38) |
When buying or receiving a gift, is it really
"the thought that counts"?
True False
|
|
39) |
Cutting (and using) coupons is a waste of
time.
True False
|
|
40) |
We should attempt to pay off all bills in full
by their due date.
True False
|
|
41) |
Spending $60 to go out to dinner is
reasonable.
True False
|
|
42) |
I think it is okay to eat out 3 or more times
per week.
True False
|
|
43) |
Would you call someone that is meticulous
about saving a "tightwad"?
True False
|
|
44) |
I always review every detail of our taxes
before filing.
True False
|
|
45) |
My spouse handles all the taxes.
True False
|
|
46) |
One of us is better at handling money than the
other.
True False
|
|
47) |
I think we both have the same financial
dreams.
True False
|
|
48) |
I like to have at least $100 cash on me all
the time.
True False
|
|
49) |
It's better to have cash stored in the house
than deposited in the bank.
True False
|
|
50) |
When we go out to dinner, it's my money that
pays the bill.
True False
|
|
51) |
When we go out with other couples, it's best
to split the bill rather than itemize.
True False
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