Thursday, August 28, 2008

Google
 
Web DebtSmart.com

 
> FREE subscription to DebtSmart® Email Newsletter
Articles
> Balance Transfers
> Bankruptcy
> Book Excerpts
> Budgets
> Credit Cards
> Credit Counseling
> Credit Reports
> Debt Collection
> Debt Daredevil
> Mortgages
> Personal Stories
> Savings
> Video
> Video Library
> ALL categories...
Authors
> Scott Bilker
> Gerri Detweiler
> Gary Foreman
> Chris Peruzzi
> Terry Rigg
> ALL authors...
DebtSmart® Column
> Add FREE articles to your newspaper, magazine, ezine, or website!
Quiz & Math
> Household Math™ Problems
> Quizzes and Tests
> Math and Money
Research
> Cool Quotes
> Credit and Debt Statistics Database
> Surveys and Results
Book Reviews
> Talk Your Way Out of Credit Card Debt
> Credit Card and Debt Management
> Master Your Money Type
> Preventing ID Theft
> ALL book reviews...
Newsletter
> FREE subscription to DebtSmart® Email Newsletter
> Reader Comments
> Read latest email newsletter
> All past newsletter issues
Free Stuff
> FREE 5-Year Loan Worksheet Software
> DebtSmart® Mortgage Comparison Calculator
Help Me Now
> Beat the banks at their own game
> Stop Debt Collectors Cold
> DebtSmart® Solutions
Credit Cards
> Low Introductory Rates Cards
> Low Interest Rate Cards
> Cards for Poor Credit
> See ALL DebtSmart® Featured Credit Cards...
> Bonus listing of featured cards...
Contact
> About DebtSmart®
> Television Interviews
> Radio Interviews
> Book Reviews
> Reader Comments
> Media Reviews
> Press Releases
> DebtSmart® Column for your publications
> Submission Guidelines
> Contact the publisher
> Advertising

Debt Settlement

Eliminate Credit Card Debt
Settle credit card debt- 50% or less. Reduce payments. $10K minimum.
DebtShield.com
Too Much Credit Card Debt?
Get a free quote to reduce debt up to 60% and be debt free fast!
FreedomDebtRelief.com

Loan Consolidation

Bad Credit Loans
Fast and easy personal loans for people with bad credit.
CreditLoan.com

Personal Loans

Personal Loans
Offering personal loans for people with bad credit.
DrCredit.com

Advertise with Us

 

DebtSmart.com Card List

Save money by using these cards. Make banks compete! Transfer your balances now!
Discover® More Wildlife
Intro Rate: 0.00% for 12 Months, APR: 10.99%
Advanta Platinum Rewards BusinessCard MasterCard®
Intro Rate: 0.00% for 15 Months, APR: 7.99%
Citi® Platinum Select® MasterCard
Intro Rate: 0.00%, Time Period: Up to 12 Months, APR: As low as 8.49%.
Blue from American Express®
Intro Rate: 0.00% for up to 15 Months, APR: 4.99% (for life on transferred balances).

 

Telephone Service

Save on Phone Rates
473 FREE minutes, 1.9 cents USA and Canada, 2.5 cents UK, no switching
Start Saving Now

Credit Score

What's Your Score?
Your credit score is your financial resumé! You must know what's in this file at all times!
www.MyFico.com

Credit Cards

My Best APR--get it now!
Looking for your best APR! Low rate, business, rewards, and much more!
www.MyBestApr.com
0% Balance Transfer Cards
Beat the banks at their own game by switching to lower rates!
DebtSmart.com/cards

Advertise with Us

 

Subscribe FREE  and  you receive the 5-Year Loan Worksheet software FREE!

SCORE KEY: DebtSmart® Financial Compatibility Test
by Scott Bilker
Scott Bilker is the author of the best-selling books, Talk Your Way Out of Credit Card Debt, Credit Card and Debt Management, and How to be more Credit Card and Debt Smart. He's also the founder of DebtSmart.com. More about Scott Bilker and DebtSmart can be found in the online media kit.
Printable format
FREE subscription to DebtSmart® Email Newsletter and FREE software too!

Do you like this article?
Click here to take article survey!

Scott Bilker

Not all the questions have the same score value. Therefore, the scores are weighted on each question according to their importance. Some responses may take points away from your score (negative scores).

Also, please be sure to take the survey and let us know how you liked this test!

 

 

Score Directions
1) Print this Score Key web page.
2) For each question, circle the score associated with your true/false answer in the column(s) marked YOU. For example, if you answered TRUE for question #3 you'd circle the score "2" in YOU column in the "question #3" row.
3) Circle the score associated with your spouse/partner's true/false answer in the PARTNER column(s). For example, if your spouse answered FALSE for question #2, you'd circle the "0" under the PARTNER column(s) in the "question #2" row.
4) If you both answer TRUE for the same question, then circle the "True" bonus score in the MATCH column(s). For example, if you both answered TRUE for question #5, you'd circle "2" in the YOU and PARTNER columns AND "1" in the MATCH-True column.
5) If you both answer FALSE for the same question, then circle the "False" bonus score in the MATCH column(s). For example, if you both answered FALSE for question #5, you'd circle "0" in the YOU and PARTNER columns AND "0" in the MATCH-False column.
6) Total all the circled scores for each question and put that in the TOTAL column. For example, if you both answered TRUE for question #3, then you would circle the "2" in the YOU column, the "2" in the PARTNER column, the "2" in the MATCH-True column, and write "6" in the TOTAL column.
7) Add up all the entries in the TOTAL column for each question to get your total score for the test.
8) Score example...

 
 SCORE KEY

YOU

PARTNER

MATCH

Question

True

False

True

False

True

False

TOTAL

1

1

0

1

0

2

0

 

2

1

0

1

0

1

1

 

3

2

0

2

0

2

-1

 

4

2

0

2

0

1

0

 

5

2

0

2

0

1

0

 

6

1

1

1

1

2

0

 

7

0

2

0

2

0

1

 

8

0

2

0

2

-1

1

 

9

2

0

2

0

2

0

 

10

1

0

1

0

2

-1

 

11

1

0

1

0

1

0

 

12

1

0

1

0

2

0

 

13

1

0

1

0

1

0

 

14

2

0

2

0

1

-1

 

15

0

3

0

3

-2

5

 

16

0

1

0

1

0

2

 

17

0

1

0

1

0

2

  

18

0

2

0

2

-1

2

 

19

0

1

0

1

-1

3

 

20

1

0

1

0

1

0

 

21

0

1

0

1

0

1

 

22

1

0

1

0

2

0

 

23

1

0

1

0

1

1

 

24

1

0

1

0

1

1

 

25

1

0

1

0

1

1

 

26

2

0

2

0

2

-1

 

27

3

0

3

0

2

-3

 

28

1

0

1

0

1

1

 

29

1

0

1

0

1

1

 

30

0

4

0

4

0

2

 

31

1

0

1

0

2

-1

 

32

1

0

1

0

2

-1

 

33

2

0

2

0

2

-1

 

34

0

1

0

1

0

2

 

35

0

1

0

1

1

1

 

36

0

2

0

2

1

3

 

37

1

0

1

0

1

1

 

38

2

0

2

0

1

1

 

39

0

3

0

3

-1

2

 

40

1

0

1

0

1

0

 

41

0

0

0

0

1

1

 

42

0

1

0

1

1

1

 

43

0

1

0

1

0

1

 

44

1

0

1

0

2

-1

 

45

0

0

0

0

-1

1

 

46

0

0

0

0

2

2

 

47

1

0

1

0

1

1

 

48

0

1

0

1

0

1