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Sunday, January 29, 2023   

Survey Results: Who Pays the Bills
by Scott Bilker
Scott Bilker is the author of the best-selling books, Talk Your Way Out of Credit Card Debt, Credit Card and Debt Management, and How to be more Credit Card and Debt Smart. He's also the founder of DebtSmart.com. More about and DebtSmart can be found in the online media kit.
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Scott Bilker This survey originally ran in the 7/17/02 DebtSmart Email Newsletter.

Click here to read more statistics on this survey.

Respondents Gender

81% of respondents said Female
19% of respondents said Male

Respondents Married

90% of respondents said Yes
10% of respondents said No

Length of Relationship

5% of respondents said under 5 years
17% of respondents said 5-6 years
22% of respondents said 7-10 years
17% of respondents said 11-15 years
14% of respondents said 16-20 years
24% of respondents said more than 20 years

Who earns the money in your relationship?

68% of respondents said Both
26% of respondents said Man
5% of respondents said Woman

Who actually writes the check for the bills?

77% of respondents said Woman
15% of respondents said Man
6% of respondents said Both

Who sets the household budget?

57% of respondents said Woman
23% of respondents said Both
13% of respondents said Man

For all people, in general, who do you think does a better job at handling money wisely?

50% of respondents said Woman
32% of respondents said Neither
14% of respondents said Man

Do you use financial software (like Quicken) to track your spending and checking balances?

55% of respondents said No
31% of respondents said Yes
14% of respondents said Some Computer, Some Paper

If you do use financial software do you keep backups?

34% of respondents said Yes
15% of respondents said No

Where is the computer that you use for personal matters?

89% of respondents said Home
5% of respondents said Work

Do you pay bills online?

50% of respondents said Yes
50% of respondents said No

What do you Think?
Fill out the Survey

Reader Comments

"The first 6 months my wife and I were married I complained about how she was paying the bills. She would pay the bills as soon as they came rather than waiting until they were due resulting in cash flow problems for us. She informed me that since I didn't like the way she did it I could do it myself. I've been taking care of the bills for the last 19 years. Any time I notice a problem with something, like how she cooks something or shops for groceries, she just reminds me that I'm paying the bills now would I like to take on another task and I shut my mouth."

"Some of the bills are paid online. If the company accepts payments online I use that, if they don't then I send a check in the envelope the old fashioned way. I don't use an online bill pay system unless it comes from the company."

"We've tried having him pay the bills but it just didn't work for us. I love your newsletter!"

"I know it's not like this in all families so I don't want to generalize, but in my family, my husband doesn't really know where all our money goes and doesn't want to know. We consult each other on large matters, but I basically take care of the day to day stuff. I have tried to get my husband to think about saving, investing, getting life insurance, etc., but he just refuses to think about such things. He only wants to spend."

"If I did not take care of the bill paying the bills would not be paid. My husband has no desire to know what our bills are and how much we owe. I try to educate him however it's not a priority to him. We also have multiple bank accounts in different places and likewise he doesn't really care to know how much we have in them. At first it was frustrating to be the one to spend the time paying the bills but he doesn't question me when I spend money."

"This is the best newsletter with great information about controlling debt and helping people."

"Always a welcome sight in my inbox!"

"I enjoy your newsletter very much. The surveys are fun and enlightening at times. Thank you for sending this newsletter for free."



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