Would you like to see DebtSmart articles in your
local paper?
Can you do me a favor and help me get
DebtSmart to your area? All you need to do is send an email, or snail mail, to
your local newspaper and let them know that they can get the DebtSmart column
for free!
You can find a list of newspapers here.
Go to your newspaper’s website and look for their
contact info. Then send an email, call, etc., to the main editor. Something
like:
---------------------------------- Dear Editor,
I live in
[YOUR TOWN HERE] and I’m an avid reader of your newspaper.
I’m
writing to let you know about a column I’ve been reading for a while now called
DebtSmart. It’s mostly online and I would love to see it in my local paper.
The good
news is that the author is giving the column, at no cost, to print and other
online publications. Please check it out and consider adding it to [NAME OF
PAPER HERE].
You can
read about it at:
http://www.debtsmart.com/column
Thanks!
Regards, [YOUR NAME HERE]
----------------------------------
Thanks for your help in spreading DebtSmart!
Next thing I want to tell you about is that I’m
still working on updating DebtSmart.com. It’s been about 20+ consecutive 12-hour
days of programming so far. I’m hoping to have it completed by the next email
newsletter launch, but we’ll see. It’s coming along well. More of the content
will fill the page space and navigation will be easier.
The new format will allow me to add a greater
number of items quickly. So, I can start new sections of the website containing
organized resources like: recommended books, recommended links, legal
references, video, and much more. Of course, the first step is updating the
website, then working out the bugs, and then adding new content. My goal is to
continue bringing you the best money saving information that can be found or
created!
How to punish your credit-card bank
by Scott Bilker
Has your credit-card bank ever made you angry? I
mean really infuriated to the point where you just want a little revenge for how
you were treated? The only problem is that you may feel at their mercy...like
they're somehow superior.
Well, you know what?
They're not!
No single bank has a monopoly on that "green
paper" called money. It's time to show them that if they don't treat you like
the good customer you are, you're going to take your business elsewhere--in a
big way. This point is well illustrated in a recent incident from my own
personal consumer-credit experience.
I wanted to thank you for sending me the three
books for the price of the one (Talk Your Way Out of Credit Card Debt)!
Just as you promised, the book paid for itself. It did that in the very first
phone call, plus I made approximately $4.00 extra! What a deal. Then yesterday,
I saved another $39. (On a late fee from April, and it is now September.) And
they dropped the interest on one of my credit cards. I feel so much more
informed and empowered. Before I would attempt to negotiate with the companies
to get rates lowered, but I had no knowledge base about how things really worked
to call on. I'm no natural born negotiator.
This morning I was reading How To Be Credit
Card and Debt Smart. My sons, ages 16 and 15, were getting ready for school
while I was reading. I was so excited about what I'm learning that I wanted to
share it with the boys. I wish that financial education taught using your
methods would be mandatory before credit cards are issued to anyone below the
age of 25 (really to anyone)--some program extensive enough to be comparable to
the education and official tests for obtaining drivers' licenses.
Even if it was a seminar that you developed and
brought to major cities in each state for a fee, I would pay for them to attend
that and wouldn't mind attending myself.
Thank you very much for your work! God Bless You,
and yours, and all who help you in your work!
Thanks for the newsletter, the website, and the
books!
Household Math™: Choosing a selling price
by Scott Bilker
Jack and Jill put their house on the market to
sell when 30-year fixed mortgage rates were 8%. They listed their 3-bedroom
ranch for $135,000 because they knew that the monthly payment is exactly what
most people can afford.
Since that time, 30-year mortgage interest rates
have fallen to 7%. Jack and Jill know that since mortgage rates have dropped,
people can afford to pay more for their house with the same monthly payment they
would get at the old, higher rate.
How much can Jack and Jill sell their house for
now and keep the monthly payment as affordable as it was when they originally
put the house up for sale?
Credit options are your weapon
against the banks! The key to success is using your credit lines to save
money--not to go crazy spending! (I know you won't go crazy spending because
you're DebtSmart, but I had to mention that anyway.)
I've found a few more good
credit deals that I want to bring to your attention. If you have high-rate debt,
then you should apply online now and transfer your balances to some of these
cards. (Or
search
through the entire list.)
How to save money on your phone service within minutes!
by Scott Bilker
You
will save money using this service. I've been using it for a few months now, and
it has worked perfectly for me! 1.9 cents per minute plus free minutes for
signing up! I signed up for $25 and got the free minutes. So the total time I
received was 1,578 minutes! That's 1.58 cents per minute!
By the way, when you sign up you get my DebtSmart
Loan Calculator FREE
(a $9.95 value).
I once heard that you can cut a mortgage in half
by simply making one extra payment per year. Is this true? And does this work
with any loans like... car, personal and student loans?
Helping you with your debt is very important to
me personally! If you've been reading my articles, you know that I always
encourage self-help as a first step. However, being buried in debt can be very
overwhelming, which is why you may want to explore other options.
One of those options is professional, ongoing
help with credit counselors. I've started to personally check out certain
companies so I can recommend the ones that are worth considering!
If you would like to speak with a representative
from a...
Cut Your Future Holiday Bills In Half
by Gregory Thomas
Most of us have a certain number of holidays that
we celebrate each and every year. That means quite a number of extra "gifts"
that will need to be purchased for family and friends.
In a bit, you will learn exactly when to get the
best bargains on holiday merchandise, and how you can save quite a bit off your
"gift" shopping bills.
You can add DebtSmart News RSS feeds to your
newsreader pages. (This is not a replacement for the email newsletter but a fast method of
finding out what's new here at DebtSmart.com.)
The author(s), Press One Publishing, and
DebtSmart.com shall have neither liability nor responsibility to any person or
entity with respect to any loss or damage caused, or alleged to be caused,
directly or indirectly by the information contained in this email newsletter
and/or at the DebtSmart.com web site. The information, methods and techniques
described may not work for you and no recommendation is made to follow the same
course of action. Every effort has been made to verify the accuracy of all
content contained herein. However, there may be mistakes; typographical,
mathematical, or in content. This email newsletter and the DebtSmart.com web
site have been created for your entertainment only. You must always seek the
proper professional advice before taking any financial or legal action. You have
been warned.
Subscribe FREE and start
finding new ways to save
money and pay off your debt.
"The DebtSmart Email
Newsletter is packed with
cutting-edge strategies for
solving credit problems. I
highly recommend it."--Gerri
Detweiler, radio host and
author of The
Ultimate Credit Handbook
