DEBTSMART EMAIL NEWSLETTER
ISSN 1538-6740
April 24, 2002 Issue 24

Tools for financial success!
A Free E-Mail Newsletter from DebtSmart Online and Press One Publishing.

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Publisher: Scott Bilker, mailto:publisher@debtsmart.com
Editor: Richard Crammer, mailto:editor@debtsmart.com 

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For instructions to SUBSCRIBE, and DISCLAIMER, see bottom of this email.

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IN THIS ISSUE

==> Cool Stats

==> Letter from the Publisher

==> My Family Vacation for $32 Per Person, Per Day!

==> Guilt Free Vacations

==> Household Math(tm): Coupon Shopping

==> Submit a Household Math Question

==> Family Vacation Survey

==> Are You Paying Tony the Tiger's Salary

==> New Low-Rate Card

==> Save Up To a $1,000 in Grocery Coupons!

==> Consumer Action's 2002 Credit Card Survey

==> DebtSmart Resources

==> Subscribe/Disclaimer Information

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PLEASE FORWARD THIS ISSUE

If you haven't already done so, please forward this issue to one or two of your friends or business associates.

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COOL STATS

The Internal Revenue Service (IRS) recently reported that as of mid-March more than 20,000 taxpayers have charged tax payments totaling $55 million. That's 13 percent more than the number who charged payments last year.

Source: "Uncle Sam now taking Visa", MSNBC

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LETTER FROM THE PUBLISHER 
by Scott Bilker

Hello!

On 4/10/02 I was interviewed on "The Mike Show," a syndicated radio program that's heard from coast-to-coast. If you missed it you can still listen in because Yahoo! keeps online archives of the recent shows. It's a one-hour show.

Please take a listen and let me know what you think of the interview.

Click below to listen to the show:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?06&7428 

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MY FAMILY VACATION FOR $32 PER PERSON PER DAY! 
by Scott Bilker

That's right, $32 per person, per day is what it worked out to cost for our family's April 2002 vacation. This article will cover the details of all costs related to this vacation, along with photos! I think that's a great price but please let me know if you think it's a thrifty, quality, vacation. You will be able to do that by responding to the survey at the conclusion of this article.

Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?07&7428 

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GUILT FREE VACATIONS 
by Gary Foreman

Dear Dollar Stretcher, I am looking for guidelines on how much money to spend on travel/vacation. We are a family of three living on about $45,000 per year....My question is how much is reasonable to spend total? Are there any rules-of-thumb? Percentages or something?.... 
--Dora

Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?08&7428 

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HOUSEHOLD MATH(tm): COUPON SHOPPING

Test your knowledge by trying to solve these DebtSmart, Household Math problems! After you complete the problem you'll get the solution and explanation.

You have two coupons for orange juice. One is for Minute Maid the other is for Tropicana. You like, and drink, both brands. The coupon for Minute Maid is for 2 half-gallon containers for $3. The coupon for Tropicana is $4.99 for a 96-ounce container. Which orange juice is the best deal? That is, which has the best price- per-unit volume? Hint: there are 128 fluid ounces in one gallon.

Click below for problem:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?15&7428 

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SUBMIT A HOUSEHOLD MATH(tm)

Do you have a really good Household Math™ Question? Whether it's a problem that you want to share or a problem that you need the answer to we are interested!

Click below to submit you Household Math™ problem:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?09&7428 

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FAMILY VACATION SURVEY

Please read "MY FAMILY VACATION FOR $32 PER PERSON PER DAY!" by Scott Bilker before taking the survey.

Click below to take the survey:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?10&7428 

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ARE YOU PAYING TONY THE TIGER'S SALARY? 
by Samantha Powell (DebtSmart(r) Reader)

Why is the price of cereal so high? How much does it really cost to make corn flakes with sugar coating? I have a major problem paying $3.89 for a box of cereal that more than likely cost $0.35 to make! What if I were to tell you that I NEVER, EVER pay more than $0.50 for a box of name-brand, good tasting cereal? You are probably thinking "no way" or "not possible!" But it is! How, you say?

Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?11&7428 

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NEW LOW-RATE CARD

Get the new Capital One "No-Hassle" Visa Platinum Card, with a low 8.9 percent fixed APR on all purchases, balance transfers, and cash advances.

Apply Right Now, it only takes a few minutes:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?13&7428 

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SAVE UP TO $1000 DOLLARS IN GROCERY COUPONS!!

By purchasing a $1000 Saver Book, you will be able to select $1000 in coupons for the national brand name products you want.

There are hundreds of different coupons available for items you buy regularly at the grocery store.

Click the below link: 
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?12&7428 

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CONSUMER ACTION'S 2002 CREDIT CARD SURVEY

Watchdog group finds that despite an historic low in underlying indexes, APR floors at nine of the top ten issuers blocked their variable rate customers from benefiting fully.

Click below to read article:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?14&7428 

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DEBTSMART RESOURCES

How to advertise in the email newsletter:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?01&7428 

How to advertise in the online classifieds:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?02&7428 

DebtSmart Books, software, reports, in-print and downloads:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?03&7428 

Archive of DebtSmart Email Newsletters online:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?04&7428 

How to use DebtSmart articles FREE in your ezine or on your web site:
http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?05&7428 

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HOW TO SUBSCRIBE OR UNSUBSCRIBE FROM THIS NEWSLETTER

All recipients of DEBTSMART EMAIL NEWSLETTER have signed up voluntarily for the newsletter via our website.

TO SUBSCRIBE to this newsletter click on the below link and complete the subscription form: http://www.debtsmart.com/cgi-pl/go/020424_en.cgi?00&7428 

Please contact mailto:comments@debtsmart.com with any comments, problems, or concerns.

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The author(s), Press One Publishing, and DebtSmart.com shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in this email newsletter and/or at the DebtSmart.com web site. The information, methods and techniques described may not work for you and no recommendation is made to follow the same course of action. Every effort has been made verify the accuracy of all content contained herein. However, there may be mistakes; typographical, mathematical or in content. This email newsletter and the DebtSmart.com web site have been created for your entertainment only. You must always seek the proper professional advice before taking any financial or legal action. You have been warned.

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Copyright (c) 2002 Press One Publishing. All rights reserved. Please do not reprint, or host on your Web site, without explicit permission. However, if you found this newsletter helpful, we grant you permission, and strongly encourage you, to e-mail it to a business associate or a friend. Thank you.