Planning for Large Purchases
by Shawn McAnnally
One of the biggest challenges people face in their struggles to avoid debt are large purchases. The easy availability of credit in virtually every retail store makes it hard to resist. You don't need to save for the things you want, you can simply finance the purchase with a new credit card or store account. While this is true, and it does allow for faster gratification, it comes with a hefty hidden cost.
How To Identify A Good Auto Loan
by Ajeet Khurana
When you plan to buy a car you will first of course go in search for a specific model and later on you may think whether you can afford it. In such times you have to compromise on the model that you like and go for one that you can afford.
Household Math™: Dollars Saved Per Hour
by Scott Bilker
Jack read Scott Bilker's book, Talk Your Way Out of Credit Card Debt and put the call strategies to use. He called his Citibank card and got a $49 annual fee waived! The call took 17 minutes. If Jack could get that result from all his calls, then how much could he save, on average, per hour from calling his credit card banks?
Is Your Money Leaking?
by Diane Palmer
Does your budget have leaks?.. or would you rather not think about it. Most people don't realize how much money actually slips through their fingers in an average week. We are all working hard, trying to get somewhere and make a nice life, and in doing so, we don't pay much attention to the nickels, dimes, quarters and more that are slipping through our hands every day.
Tech-savvy ways to shop smart and save money
by Eric Haubrich
Regardless of your financial situation it always makes sense to stretch your hard earned dollar. Harnessing the technology you have at your fingertips makes saving much easier. There are a lot of ways to get the things you buy on a regular basis as well as major purchases at deep discounts with just a few clicks. Here are some of the best tools you’ll find to shop smart and save money on all kinds of products and services.
DebtSmart Email Newsletter: 6/11/08
by DebtSmart Email Newsletter
Cool Quote; Equity Used For Down Payment; Income and Savings; Free Gas is Everywhere!!!; 5 Lucrative Work-at-Home Jobs; Is Your Money Leaking?; "The fee was waived on my account!"; Find a commuting partner; Household Math™: Home Equity vs. Credit Card; Great Jobs that Profit Women: Five Flexible Careers with Man-Sized Paychecks; Tech-savvy ways to shop smart and save money; Spend $10 Today, Be Out $100K Tomorrow
Switching heads and bodies
by Scott Bilker
Have you heard this one? A graphic designer working on a high school yearbook mixed the heads and bodies of students. The yearbook company said that it was an honest mistake. They said the high school required them to make heads the same size and eyes at the same level in all photos. This is a case where digital switching didn’t turn out to be profitable because they had to pay to reprint all the yearbooks. So what does this have to do with your credit cards?
Simple Strategies to Eliminating Debt
by Stefano Grossi
If you've taken on more debt than you can handle, don't be discouraged. You're not alone. Thousands of Americans are in the same boat, with many of them carrying huge debt loads. It doesn't matter how much money you make. If you can't live within your means, you become a slave to your creditors. This article is by no means a comprehensive treatise on financial planning. Nonetheless, what follows are a few strategies to regain your financial freedom.
10 Simple Things You Can Do To Save Money
by Art Graham
Here are ten simple things you can do to save money: (1) Start clipping coupons from the Sunday paper and go online to find websites that offer printable coupons for Target, Wal-Mart and many local grocery stores. Yes, I know. Clipping coupons is a hassle. But if you take a few minutes each week to quickly go through the coupons to see which ones you’ll really use and then use them each time you go grocery shopping, you will save money. You can call around to your local grocery stores and ask if they double or triple the face value of coupons and on which days they do it. Go shopping on those days.