Shop: The Credit Card You Pick Can Save You Money
by Federal Reserve
Smart consumers comparison shop for credit, whether they're looking for a mortgage, an auto loan, or a credit card. Comparison shopping is important because it could save you money. When you're looking for a credit card, be sure to consider the costs and terms. They can make a difference in how much you pay for the privilege of borrowing. Compare them with the costs and terms of the...
DebtSmart Email Newsletter: 7/17/02
by DebtSmart Email Newsletter
In This Issue; Cool Stats Letter from the Publisher; Getting Better; Cheaper Credit--Right Now!; Household Math™: Car Per Hour; Survey: Who Really Pays the Bills--Men or Women? Bill Paying Methods Budgets and Credit Cards Live Your Dreams The Credit Card You Pick Can Save You Money; DebtSmart Resources; Subscribe/Disclaimer Information
Bill Paying Methods
by Doris Dobkins
How are you paying your bills? Do you still write checks each month, stuff them in an envelope and slap on a postage stamp or have you ventured into the world of online bill paying and automated payments?
Live Your Dream
by Michael Angier
I've always been fascinated by dreamers. And making dreams come true for myself and others is what my life is about. When I was in my teens, I started to think seriously about where I wanted my life to go. Like many young people, I had visions of doing something significant. I also knew that most people abandon their dreams. So I promised myself that I would never...
Budgets and Credit Cards
by Gary Foreman
I was hoping you can help me solve a problem I have encountered while trying to live on a budget. I have created a budget with a fixed amount that can be spent on certain items, i.e. entertainment. At times I go over this amount. I charge everything on my credit card, in order to receive a cash back bonus. My bill arrives the month after I overspend....My problem is applying my budget to real life, because I still want to use my charge card to pay for everything. Can you please help me figure out this problem? I have tried over and over to figure it out and I'm stuck.
Survey Results: Can Money Buy Happiness?
by Scott Bilker
You hear it all the time, "Money can't buy happiness," but I'm not convinced. I know a family that won $1 million in the lottery. They were unhappy and cranky prior to winning. After they won, they looked 10 years younger and were much happier and nicer. I wonder what you think. Please let everyone know your feelings by taking this survey.
Household Math™: Car Per Hour
by Scott Bilker
Janice has finally received her driver's license! She's a happy camper! Now it's time to get the car and go places with her friends. She's pretty smart about money and know that she's going to need a decent job to support the car. How much per hour must she net just to pay for the car?
How Much House?
by Gary Foreman
Considering the cost of homes these days, what is a reasonable percentage of a person's salary that should be used for a mortgage payment? And does this percentage include everything needed to run that home (utilities, water, phone, etc.)?
Making frugality a family affair
by Nancy Twigg
Shopping at the malls, dinners at McDonald's, birthday parties at the arcade. Does this sound familiar? If living and spending more frugally is on your list of things you'd like to accomplish, the time to enlist the support of your kids is now. Without their help, you'll soon find your efforts to save undermined by your children's tendencies toward consumerism.
Household Math™: Pool House Rock
by Scott Bilker
A swimming club has just opened right around the corner and the cost is $50 per month per person. Considering the known costs, is it less expensive to sign the kids up for the swimming club or use the pool?
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