Metrics Make a Difference--And Money, Too
by Michael Angier
Even if you're not a business owner, you can find the best metrics to monitor what you do in your job. In doing so, you'll be able to track things better and make changes that impact those numbers in a positive fashion. You can increase your own productivity as well as...
DebtSmart Email Newsletter: 9/12/02
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Consolidating Credit Cards to One Account; Household Math™: Biweekly Payments; Survey: Questions to Ask Yourself Before Spending What's the Big Deal About Biweekly Mortgages? Mortgage Minder 3.1 (Free Trial!) For DebtSmart® Credit Report Errors Eight Steps to Tackle the Money-Saving Process (Part 3) Metrics Make a Difference--And Money Too!; DebtSmart Resources; Subscribe/Disclaimer Information
What's the Big Deal About Biweekly Mortgages?
by Chuck Warrix
In the last few years I have seen hundreds of ads claiming they can save you thousands of dollars on your mortgage by converting it to a biweekly mortgage. I get e-mail from people every day asking me about these services and why my software does not support biweekly mortgages. I'd like to answer that question right now...
Credit Report Errors
by Gary Foreman
I am correcting an item in my credit report. I requested the report from Equifax. Should I also request (and correct) reports from Experian and Trans Union? I can see a situation where I've corrected it with Equifax, but a lender uses a different agency. Do these companies share information?
Survey: Questions To Ask Yourself Before Spending
by Scott Bilker
I don't like to tell people how to spend their money. My goal is to help them be financially efficient by being DebtSmart. However, a major component of saving money is cutting spending in specific budget categories. A simple way to help cut spending is to ask yourself some questions prior to every purchase.
Eight Steps to Tackle the Money-Saving Process (Part 4)
by Gregory Thomas
You'll find that one of the easiest ways to come up with additional money is to first put an end to all the needless spending. I'm sure you are all familiar with this concept. Every single one of us has been guilty of wasteful spending at one time or another in our lives. For example, have you ever walked into a store just to "look around" and ended up spending $50+ on stuff you didn't plan on buying?
Consumer Spending Quiz
by Richard Crammer
Have you ever wondered if what you spend on food is higher than the average family? How about how much you spend on housing, clothing, or entertainment? The Bureau of Labor Statistics annually reports the spending habits of consumers in the US. Most of the answers from this quiz were taken from this report. So, if you are curious about how much you spend compared to the national average take the quiz.
Get What You Want!
by Michael Angier
I've probably learned as much from my kids as I've taught them--maybe more. I learned this particular lesson from my oldest son, Mike. The year was 1994. Mike was in the Marine Corp and...
Survey Results: Personal Budgets
by Scott Bilker
Fixing debt and spending problems first requires knowing where they exist. To know that involves tracking spending, setting goals, and being very organized. How organized are you?