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Circle Magazine review of Circle Magazine review of "Talk Your Way Out of Credit Card Debt"
by Victoria Acroyear
I feel sorry for all of you poor bastards out there crippled with credit card debt, and even sorrier that I never had the opportunity to join you. 
 
DebtSmart Email Newsletter: 8/27/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; DebtSmart Help Center; Chase Bank Tries To Pull A Fast One; Household Math™: Punch Me for Gas Mortgage Telemarketing--A Personal Story Always Check Your Credit Report Why Budgets Don't Work and How to Fix It; DebtSmart® Resources; Subscribe/Disclaimer Information
 
Household Math™: Punch Me for Gas Household Math™: Punch Me for Gas
by Scott Bilker
Out of the three gas stations in as many blocks, the middle price ranged gas station offers a punch card. For every two gallons of gas purchased, you earn one punch on the card. When you reach 100 punches, you are entitled to your choice from a variety of free goods from their store including...
 
DebtSmart Email Newsletter: 8/13/03
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; DebtSmart Help Center; Credit History and Marriage; Household Math™: What is APR? Organize Your Children and Save Your Sanity Your Consumer Rights; DebtSmart® Resources; Subscribe/Disclaimer Information
 
Credit and Marriage Credit and Marriage
by Scott Bilker
Scott, I was 36 when I married. I have excellent credit. However, the man I married went through a messy divorce and his credit is moderate at best. If I apply for credit, such as a new car, am I obligated to list my husband's debts or can I still obtain credit in my own name? --Vicky
 
Lowering Vehicle Repair Costs Lowering Vehicle Repair Costs
by Kyle Busch
The cost of vehicles and their related repairs are expensive. Although the tips provided in this article will not eliminate such expenses, they will help you to take control of vehicle repairs and thus lower their costs.
 
Your Consumer Rights Your Consumer Rights
by Terry Rigg
If you have ever fallen behind on your debts you already know that dealing with your creditors can be a hassle. Sometimes it can be downright humiliating. It doesn't have to be that way.
 
Household Math™: What is APR? Household Math™: What is APR?
by Scott Bilker
If the monthly rate of interest is 2 percent, then the APR is 24 percent. What is the daily rate (one day is the period) if the APR is 14.6 percent?
 
Affording a First Home Affording a First Home
by Gary Foreman
Gary, Can you help me? My husband and I would like to buy our own home to live in. How do we know if we can afford one or not? Thanks, Donna
 
Organize Your Children and Save Your Sanity Organize Your Children and Save Your Sanity
by Gregory Thomas
It may be difficult to relate saving money with organization but the two terms really go hand in hand. If you are able to organize right down to the smallest detail, then not only will you save yourself countless panic headaches, but you will have more time on your hands allowing yourself to be more productive and get more accomplished.
 
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