Almost Retired Planning
by Gary Foreman
Dear Gary, I am 53 and my husband is 60. It is unfortunate that both our careers were in industries that either made no provisions for retirement or went bankrupt leaving behind very small pensions.
Savings or Debt Reduction First?
by Gary Foreman
When planning a budget should I use extra money to pay off credit card debt? Or should it go in a savings account?
No Money Down
by Gary Foreman
I see a guy on TV all the time. He says that you can buy a home with no money down and then come from closing with money in your pocket. Supposedly people buy homes and make millions a year. Do you know about this? How this could be done? Is it worth the 3 payments of $59.99? Or is it a scam?
Behind in Credit Card Bills
by Gary Foreman
Dear Gary, My husband and I have one credit card debt to the tune of about $3500. I cancelled the account so we can't charge any more....
Canceling A Credit Card
by Gary Foreman
My credit card is the worst and I was curious as to whether I need to cancel it or not. We never use it, so is it really necessary to cancel it? What exactly happens when you close an account? Is it a strike on your credit history to cancel a credit card? Is the only benefit of canceling a card the certainty of not using it?
Establishing Credit
by Gary Foreman
My 20 year old son will soon need to buy a car but he has no credit...
Dollar Stretcher review of "Credit Card and Debt Management" by Scott Bilker
by Gary Foreman
The book reads a little bit like a textbook. Each chapter includes examples and ends with exercises. This is not a quick tour. Rather it is for those who want to take control over their debts. The book is 144 pages including twenty one pages of tables.
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