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Monday, April 12, 2021   
 
Articles written by Federal Trade Commission
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There is only one truly free report site There is only one truly free report site
by Federal Trade Commission
Anyone can dance a jig, but only the FTC provides you with a truly free credit report. It’s the only authorized source to get your free credit report under federal law. Anyone can write a catchy jingle, but only the FTC provides you with a truly free credit report. It’s the only authorized source to get your free credit report under federal law.
 
Bogus July 1 Email Exposed: The Real Deal on Your Credit File Privacy Bogus July 1 Email Exposed: The Real Deal on Your Credit File Privacy
by Federal Trade Commission
Just wanted to let everyone know who hasn't already heard, the four major credit bureaus in the U.S. will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers...to anyone who requests it. If you would like to opt out" of this release of info., you can..."
 
Unsolicited Mail, Telemarketing and Email: Where to Go To Unsolicited Mail, Telemarketing and Email: Where to Go To "Just Say No"
by Federal Trade Commission
Tired of having your mailbox crammed with unsolicited mail, including pre-approved credit card applications? Fed up with getting telemarketing calls just as you're sitting down to dinner? Fuming that your email inbox is chock-full of unsolicited advertising? The good news is that you can...
 
Payday Loans = Costly Cash Payday Loans = Costly Cash
by Federal Trade Commission
I just need enough cash to tide me over until payday. "GET CASH UNTIL PAYDAY! . . . $100 OR MORE . . . FAST." The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.
 
Looking for the Best Mortgage? Looking for the Best Mortgage?
by Federal Trade Commission
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage-whether it's a home purchase, a refinancing, or a home equity loan-is a product, just like a car, so the price and terms may be negotiable. You'll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.
 
Reverse Mortgages Reverse Mortgages
by Federal Trade Commission
If you are age 62 or older and are "house-rich, cash-poor," a reverse mortgage (RM) may be an option to help increase your income.
 
Fair Credit Billing Fair Credit Billing
by Federal Trade Commission
Have you ever been billed for merchandise you returned or never received? Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected.
 
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