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Email Newsletter 3/12/03
DEBTSMART® EMAIL NEWSLETTER
ISSN 1538-6740
March 12, 2003 Issue 47
Tools for financial success!
A Free E-Mail Newsletter from DebtSmart® Online and Press One
Publishing.
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Publisher: Scott Bilker, mailto:publisher@debtsmart.com
Editor: Richard Crammer, mailto:editor@debtsmart.com
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For instructions to SUBSCRIBE, and
DISCLAIMER, see bottom of this email.
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IN THIS ISSUE
==> Cool Quote
==> Letter from the Publisher
==> DebtSmart® Download Debt
Elimination Package
==> Advanced Cash-Advance
Techniques
==> Household Math™: Fast Pay
Mortgage
==> Survey: Cutting Spending vs.
More Income
==> Living On What's Left
==> Getting Your Act Together
==> DebtSmart® Resources
==> Subscribe/Disclaimer
Information
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COOL QUOTE
"If you have an understanding of
your passion, you have an understanding of life."
--Matt Fisher, Lead Guitarist of "The
Sly Caps" (2/28/03)
Click below for quotes from all
previous newsletters:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?04&7428
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LETTER FROM THE PUBLISHER by Scott
Bilker
Hi,
We just finished moving DebtSmart.com
to a new server last week. If you have any problems getting to the
web site please let me know by mailto:publisher@debtsmart.com
My new book, "Talk Your Way Out
of Credit Card Debt" has just been released! Watch your email
for a special, one-time offer, to get the new book. You can expect
that email sometime before the next newsletter.
Thanks again for reading the email
newsletter!
Regards,
Scott
PS: On page 18 of this week's (3/18/03) issue of "Woman's
World" is an article I worked on with their money writers.
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DEBTSMART® DOWNLOAD DEBT ELIMINATION
FINANCIAL PACKAGE
The 30-Year Loan Amortization and
Analysis Worksheet
by Scott Bilker
DebtSmart® Loan Calculator
by Scott Bilker
No Bills! Debt Elimination
Program
by Tim Timmerman
Living Within Your Means--The Easy
Way
by Terry Rigg
All 4 for only $55.95!
Get Started Today! Use the below link
to read more!
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?05&7428
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ADVANCED CASH-ADVANCE
TECHNIQUES
by Scott Bilker
Dear Scott,
I recently read your article about buying a car with a card. I have
a 0% interest card and plenty of available credit so it seems like a
good idea. Problem is the seller is a private party. Obviously I
can't use a convenience check or a cash advance or I'll blow the
interest strategy. Is there a way to pay a private party so that it
appears as a purchase on the card and not an advance? I have checked
out PayPal but I'm not sure the seller is Internet active.
Thanks.
--Tracy
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?06&7428
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HOUSEHOLD MATH™: FAST PAY
MORTGAGE
by Scott Bilker
You have a $100,000 mortgage at 6%
APR for 15 years. How many extra monthly payments must you send each
year to be able to pay off this loan in exactly 5 years? Note: All
the extra payments are sent along with the year's last monthly
payment.
Click below to solve problem:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?07&7428
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SURVEY: CUTTING SPENDING VS. MORE
INCOME
What do you think is the faster way
out of debt? Cutting your spending or increasing your income?
Click below to take survey:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?08&7428
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LIVING ON WHAT'S LEFT
by Terry Rigg
Are you one of those people that pay
your bills no matter what? That is an admirable trait to have when
managing your money. You made the bill and you feel you are
responsible for paying it. Good for you.
Now let's talk about how much money
you have to cover your household expenses after you pay all of those
bills. Your household expenses would include your groceries, car
gas, school lunches, and all of the other stuff that it takes to run
a household. Do you have enough to pay this bill?
All too often, people tend to...
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?09&7428
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GETTING YOUR ACT TOGETHER
by Doris Dobkins
If you want this to be the year where
you finally straighten out your finances, read on. If your finances
have been sinking you deeper and deeper into debt each month, here
are some ideas to help you get your financial act together.
Rule One: Every Dollar Counts! How
much of your hard earned income falls through...
Click below to read article:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?10&7428
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DEBTSMART® RESOURCES
DebtSmart® Books, software, reports,
in-print and downloads:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?01&7428
Archive of DebtSmart® Email
Newsletters online:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?02&7428
How to use DebtSmart® articles FREE
in your e-zine or on your web site:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?03&7428
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HOW TO SUBSCRIBE TO THIS NEWSLETTER
All recipients of DEBTSMART® EMAIL
NEWSLETTER have signed up voluntarily for the newsletter via our
website.
TO SUBSCRIBE to this newsletter click
on the below link and complete the subscription form:
http://www.debtsmart.com/cgi-pl/go/030312_en.cgi?00&7428
Please contact mailto:comments@debtsmart.com
with any comments, problems, or concerns.
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The author(s), Press One Publishing,
and DebtSmart.com shall have neither liability nor responsibility to
any person or entity with respect to any loss or damage caused, or
alleged to be caused, directly or indirectly by the information
contained in this email newsletter and/or at the DebtSmart.com web
site. The information, methods and techniques described may not work
for you and no recommendation is made to follow the same course of
action. Every effort has been made verify the accuracy of all
content contained herein. However, there may be mistakes;
typographical, mathematical or in content. This email newsletter and
the DebtSmart.com web site have been created for your entertainment
only. You must always seek the proper professional advice before
taking any financial or legal action. You have been warned.
We have done our best to ensure that
all sponsors included in the DebtSmart® Email Newsletter offer
quality products and services. Please let us know about your
experience with our advertisers by writing to mailto:comments@debtsmart.com
Copyright © 2003 Press One
Publishing. All rights reserved. Please do not reprint, or host on
your Web site, without explicit permission. However, if you found
this newsletter helpful, we grant you permission, and strongly
encourage you, to e-mail it to a business associate or a friend.
Thank you.
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