The percent of accepted online orders, which, are later determined to be fraudulent increased slightly. In 2007 the survey shows the overall average fraudulent order rate was 1.3% vs. 1.1% in 2006. The share of incoming orders merchants decline to accept due to suspicion of payment fraud was also up slightly. In 2007 the overall order rejection rate due to suspicion of fraud was 4.2% compared to 4.1% in 2006. Some merchants of similar online revenue size selling similar goods online have order rejection rates significantly below 4% while still maintaining low fraud rates. Therefore, we believe that merchants with order rejection rates near or above the 4.2% rate are rejecting a significant number of valid orders.