Thursday, July 29, 2010

Google
 
Web DebtSmart.com

 
> FREE subscription to DebtSmart® Email Newsletter
Articles
> Balance Transfers
> Bankruptcy
> Book Excerpts
> Budgets
> Credit Cards
> Credit Counseling
> Credit Reports
> Debt Collection
> Debt Daredevil
> Mortgages
> Personal Stories
> Savings
> Video
> Video Library
> ALL categories...
Authors
> Scott Bilker
> Gerri Detweiler
> Gary Foreman
> Chris Peruzzi
> Terry Rigg
> ALL authors...
DebtSmart® Column
> Add FREE articles to your newspaper, magazine, ezine, or website!
Quiz & Math
> Household Math™ Problems
> Quizzes and Tests
> Math and Money
Research
> Cool Quotes
> Credit and Debt Statistics Database
> USA Card and Mortgage Delinquencies
> Surveys and Results
Book Reviews
> Talk Your Way Out of Credit Card Debt
> Credit Card and Debt Management
> Master Your Money Type
> Preventing ID Theft
> ALL book reviews...
Newsletter
> FREE subscription to DebtSmart® Email Newsletter
> Reader Comments
> Read latest email newsletter
> All past newsletter issues
Free Stuff
> FREE 5-Year Loan Worksheet Software
> DebtSmart® Mortgage Comparison Calculator
Help Me Now
> Beat the banks at their own game
> Stop Debt Collectors Cold
> DebtSmart® Solutions
Credit Cards
> Low Introductory Rates Cards
> Low Interest Rate Cards
> Cards for Poor Credit
> See ALL DebtSmart® Featured Credit Cards...
> Bonus listing of featured cards...
Contact
> About DebtSmart®
> Television Interviews
> Radio Interviews
> Book Reviews
> Reader Comments
> Media Reviews
> Press Releases
> DebtSmart® Column for your publications
> Submission Guidelines
> Contact the publisher
> Advertising

Debt Settlement

Eliminate Credit Card Debt
Settle credit card debt- 50% or less. Reduce payments. $10K minimum.
DebtShield.com

Loan Consolidation

Bad Credit Loans
Fast and easy personal loans for people with bad credit.
CreditLoan.com

Advertise with Us

 

 

Telephone Service

Save on Phone Rates
473 FREE minutes, 1.9 cents USA and Canada, 2.5 cents UK, no switching
Start Saving Now

Credit Score

What's Your Score?
Your credit score is your financial resumé! You must know what's in this file at all times!
www.MyFico.com

Credit Cards

My Best APR--get it now!
Looking for your best APR! Low rate, business, rewards, and much more!
www.MyBestApr.com
0% Balance Transfer Cards
Beat the banks at their own game by switching to lower rates!
DebtSmart.com/cards

Advertise with Us

 

Subscribe FREE  and  you receive the 5-Year Loan Worksheet software FREE!

Car Salesmen: Here Come the Vultures!
by Craig Kimmel
Ask Craig your question! Craig Thor Kimmel is a nationally recognized automotive consumer advocate and managing partner of Kimmel & Silverman, P.C., the nation's largest lemon law firm. For more information on automotive consumer issues, visit http://www.lemonlaw.com
Printable format
FREE subscription to DebtSmart® Email Newsletter and FREE software too!

Do you like this article?
Click here to take article survey!

Craig Kimmel

Craig,

Whenever I go shopping for a car, the salesmen are always on top of me like vultures! How do I handle the first contact with these salesman so I don't look like an easy target?

Scott Bilker

This is an excellent question. The overwhelming practice in the car sales business is for dealers to use different "programs" or tactics meant to control and manipulate the consumer from start to finish. Most of these focus on controlling people by asking question after question until you are weary, or disarming the consumer by appearing overly friendly and interested, or the dreaded tactic of subtly directing the consumers actions. For example, a customer who is approached by a salesman and finds himself following the salesman around the showroom or parking lot, usually at a fast pace, can consider himself under the influence of a program. It can be extremely subtle at first, but before you know it, Mr. Salesman has all the information about you he needs to separate you and your money!

The best suggestion I can make is to go with at least two, not one but two, people when looking for a new car. It is even better if these people are all close in age to you and are friends rather than relatives. I say this because peers tend to support each other and are more prepared to walk away from something that appears to be shady or rushed than a family member may be. The dealer will try to separate the group and will even engage their fellow salespeople to help do so, all to get you alone.

Consumers should also be aware of tactics such as taking customer keys, disappearing to "see their manager" for long periods of time, and other unethical sales practices. An increasing number of dealers actually put a hidden microphone near where the customers sit, to listen to their conversations prior to returning. I also suggest that consumers never remain at a dealership if the salesperson leaves your presence for any reason. If not, you become an unwilling victim of a program technique calculated to wear you down. If approached, tell the salesman you are not interested in his help and you will call for him if you change your mind. That keeps you in control and sets the tone.

The bottom line: stay in control of the situation and be an overly suspicious consumer until you leave. Salesmen have a job to do, and they do it well. You must be prepared to walk if any of these situations arise, and remember that until you sign or spend your money, you are in control of the situation, not the salesman.

--End--

Please let us know what you think about this article, Car Salesmen: Here Come the Vultures!, by Craig Kimmel, by completing the article survey--thanks!

READ MORE ARTICLES LIKE THIS

DebtSmart® Solutions

Buy 1 book, get all 3! Talk Your Way Out of Credit Card Debt plus 2 books as gifts (Credit Card and Debt Management and How to be more Credit Card and Debt Smart)


CREDIT SECRETS BIBLE: Raise your credit score! Learn how to fight back against those who are making your life difficult--and holding you back!


DebtSmart Mortgage Comparison Calculator (and FREEWARE)


DebtSmart Basic Debt Elimination Financial Package


DebtSmart Download Debt Elimination Financial Package


DebtSmart Loan Calculator


No Bills! Complete Financial Suite


30-Year Loan Worksheet


37 DAYS TO CLEAN CREDIT: How I Deleted 9 Inquiries, 5 Negative Accounts, 4 Major Default Accounts, 1 Judgment, and Boosted My Credit Score 135 Points In Only 37 Days!


See all products...

 

STOP DEBT COLLECTORS

DEBT COLLECTION ANSWERS: How to Use Debt Collection Laws to Protect Your Rights. Finally, a solution for dealing with these horrible collectors!

You can add DebtSmart News RSS feeds to your newsreader pages:
    
Add to Google     

Home | Email News | Books by Scott Bilker | Contact | Advertise with Us | About


Copyright ©2010 Press One Publishing. All rights reserved. Use or purchase of any material at DebtSmart.com including but not limited to books, articles, and software is subject to the following  disclaimer/warning.