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Your
Checking Account
 Checking
accounts are an absolute necessity these days. You can either have a
checking account or run to the bank or other outlet for money
orders. Many people pay for almost everything with a check including
groceries, gas, clothes and a long list of other things. When you
add an ATM card to this picture, your chances for a potential
problem is greatly enhanced.
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Money
is a Family Affair
 If
you are single and don't have kids this tip won't mean much to you.
For the rest of us that have others to consider when making money
decisions it just may make things a little easier.
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Are
You Afraid of a Budget
 There's
that horrifying word. The one that makes so many people cringe at
it's very utterance. It seems like they could make a very good
spooky movie with the title "You Have To BUDGET!"
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Money
Worries?
 If
you are worrying about your money problems it's time to STOP IT NOW!
Easier said than done, huh.
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Budgeting
when Your Paycheck Varies
 How
can you decide how much you have for bills and expenses when your
paycheck varies from one payday to the next? That's a question a lot
of people struggle with.
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Your
Consumer Rights
 If
you have ever fallen behind on your debts you already know that
dealing with your creditors can be a hassle. Sometimes it can be
downright humiliating. It doesn't have to be that way.
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How
to Stick to Your Budget
 Let's
face it. The day-to-day drudgery of trying to figure out how to best
spend your money isn't the most interesting aspect of our lives.
Let me see if I can make the budget process a little more appealing
to you.
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 Paying
Your Bills On Time
You've heard it before. "You always
have to pay your bills on time or it will hurt your credit
rating". The fact is that not paying your bills on time can
also cost you a bunch of money.
The last time I checked being late on a credit card payment can cost
you as much as $29 each time. In some cases this is more than the
payment.
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Living
On What's Left
Let's talk about how much money
you have to cover your household expenses after you pay all of those
bills. Your household expenses would include your groceries, car
gas,  school
lunches, and all of the other stuff that it takes to run a
household. Do you have enough to pay this bill?
All to often, people tend to...
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