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TOP STORIES
for Thursday, July 2, 2009
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Why Having a Budget Is the First Step to Getting Out of Debt
by Harrine Freeman
Many people constantly complain about being in debt but when you ask do you have a budget, do you know how much you owe, or when you suggest they cut back on expenses they look at you as if you are speaking a foreign language, or they just plain out refuse. I am always amazed at this, how can you ever get out of debt if you don’t change your mindset, if you aren’t willing to work hard and make sacrifices. There is no quick fix or cure all to get out of debt. It takes a long time to get in debt and you will not get out of debt overnight.
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Someone to Pay My Credit Card Bills?
by Gary Foreman
It doesn't take a genius to notice that our financial circumstances have changed in the last few years. But, it does take some thought to recognize which strategies are still sound and which ones need to be changed. Today we're going to talk about one that may need to be changed depending on your circumstances.
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Defense Of Credit Card Lawsuits
by Stefano Grossi
Whether or not you are believe the news media about a declining US economy, one thing is for sure, debt collectors are actively filing suits to collect debts. One large collection firm based out of Atlanta has indicated that they file an average of 279 collection lawsuits per day. A lawsuit is often the final effort in the creditor's attempt to collect a debt. If the harassing and often illegal collection calls were not enough, once a person is sued the reality of the situation is realized. However, for the defendant, not all hope is lost.
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Fighting an Increasing Rate
by Scott Bilker
I received a notice with one of my invoices that they would be increasing the rate to 20% and that I basically didn't have a choice in the matter.
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Credit Cards for College Students Video
by kk shield
Very well done video that warns college students about credit cards. This humorous look at how some students may view credit teaches practical lessons that are worthy of college credits.
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Budgeting 101
(by Scott Danger)
Budgeting. Even a CPA thinks this topic is boring. So why did I choose this topic to discuss?
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Credit Card and Debt Statistics Database
(by Scott Bilker)
Do you want to know the average credit card debt for families? Want to learn who has the most credit cards and how many? Find the numbers, and the sources, for credit and debt! The most complete online database of credit card and debt statatisics.
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11 Easy Ways to Cut Your Spending Without Feeling It
(by Scott Bilker)
There are three main points to be addressed when reducing debt, specifically: (1) Getting organized financially; (2) Becoming more efficient with your current debt and spending; and (3) Generating more income.
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Debt Trap
(by MSNBC)
Debt: The next big American crisis? Instead of accumulating wealth, many falling further behind on payments.
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The top 10 destructive money beliefs
(by Dan Klatt)
If you're not making as much money as you'd like, then you're holding onto some negative beliefs about yourself and how much money you're capable of handling.
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Dental Surgery Funding
(by Scott Bilker)
Hi Scott, I need some very expensive dental surgery and work. I was wondering if you could suggest a strategy/strategies to fund this $8,500 expenditure over a two year period interest free.Bob R.
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There is only one truly free report site
(by Federal Trade Commission)
Anyone can write a catchy jingle, but only the FTC provides you with a truly free credit report. It’s the only authorized source to get your free credit report under federal law.
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Unavailable Credit
(by Gary Foreman)
When I was young, one of the things that was most likely to cause a fight was when someone changed the rules in the middle of the game.
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Living above my means for years--what now?
(by Scott Bilker)
I've been living above my means for years, using credit cards to pay for the difference from what I make and what I spend. What do you recommend I do?
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" |
It's God's
will for you to live in prosperity instead
of poverty. It's God's will for you to pay
your bills and not be in debt."
--Joel Osteen |
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This
week's featured author |
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