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Articles by Terry Rigg
 
Link to more articles at bottom of page
 
Cut Expenses By 20%
If you are like most of us you have areas in your budget that could be trimmed by at least 20%. What about your grocery bill? Unless you are using every cost-cutting method available, then you could even beat that 20% on your food bill.
Each area of your expenses has room to be trimmed. Let's just briefly discuss a few:
 
Budget Leftovers
It is extremely difficult to setup a budget, especially when you are behind on some of your bills. Even if you can make your regular bills and expenses fit neatly into your budget, what can you do if you don't have the money to catch up?
 
Sorting Your Money
With all of the different items that the average individual or family spends money on, it can be difficult to keep it separated. You have to have money for groceries, car gas, school lunches, dining out and entertainment just to name a few.
 

How Did I Get In This Mess?
When I was younger and having all kinds of money problems, I asked myself this question a thousand times. It seemed like one day we were doing fine financially and the next, we owed everybody. How can it happen so quickly?

 
Your Finances
Which category do you fall in? (1) Family 1 has all the money they need for necessities and more and manage it very well, (2) Family 2 has all the money they need for necessities and more but live payday to payday with ever increasing debt, or (3) Family 3 doesn't have enough money even for necessities.
 
Why Budgets Don't Work
This article is for those families that have sat down at a desk or the kitchen table time after time trying to develop a family budget that they can live with. Why don't they work?
 
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