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Cut
Expenses By 20%
If
you are like most of us you have areas in your budget that could be
trimmed by at least 20%. What about your grocery bill? Unless you
are using every cost-cutting method available, then you could even
beat that 20% on your food bill.
Each area of your expenses has room
to be trimmed. Let's just briefly discuss a few:
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Budget
Leftovers
It
is extremely difficult to setup a budget, especially when you are
behind on some of your bills. Even if you can make your regular
bills and expenses fit neatly into your budget, what can you do if
you don't have the money to catch up?
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Sorting Your Money
With all of the different items that
the average individual or family spends money on, it can be
difficult to keep it separated. You have to have money for
groceries, car gas, school lunches, dining out and entertainment just to name a few. |
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How Did I Get In This Mess?
When I was younger and having all kinds of money problems, I asked
myself this question a thousand times. It seemed like one day we
were doing fine financially and the next, we owed everybody. How can
it happen so quickly?
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Your
Finances
Which category do you fall in? (1) Family
1 has all the money they need for necessities and more and
manage it very well, (2) Family
2 has all the money they need for necessities and more but
live payday to payday with ever increasing debt, or (3) Family
3 doesn't have enough money even for necessities.
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Why
Budgets Don't Work
This article is for those families that have sat down
at a desk or the kitchen table time after time trying
to develop a family budget that they can live with. Why don't they work? |
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