| Say
NO To Bill Collectors...
You DON'T Have to Put up With
Debt Collector Harassment! |
No
Matter How Much You Owe...
Or How Much They Are Pressuring
You!
(The secrets bill collectors
don't want YOU to know!)
| As an attorney
and consumer advocate for nearly 25 years, I will show you
exactly how to say no to bill collectors so you can get the
breathing room you need to stop debt collectors cold and regain control
of your financial situation. |
Dear
Friend,
Being
contacted by debt collectors can be a frightening experience.
First, there’s the frustration of falling behind on
your bills. There’s the fear that your friends, family
members or even your boss will find out about your problems.
Then there’s the stress of not knowing what debt collectors
can do to you if you don’t meet their demands. Not everyone knows they
have the right to say no to bill collectors and the collection agency's
harrassment.
Why
do I know I can help you? Because
I know what I am talking about. I know the law, and
I know the tactics many debt collectors have attempted in order
to intimidate or "bully" people when trying to collect a debt.
I know the right way to say no to debt collectors. And most importantly,
I know what your rights are against the collection agency's
harrassment!
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I
AM: |
John Ventura, P.C. |
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A
PRACTICING ATTORNEY |
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A
CONSUMER ADVOCATE |
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AN
AUTHOR |
I can show YOU how to Say NO to bill collectors.
STOP DEBT COLLECTORS COLD
and regain control of YOUR financial life.
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Since
1978, I’ve been helping consumers solve their credit and financial
problems.
I’ve written eleven books that have been purchased by thousands
of consumers nationwide, and I’ve represented clients from all
walks of life.
Over
that time, I’ve seen heartbreaking situations where families were
torn apart and people were pushed as far as suicide – all because
they didn’t know their rights and options when it came to their
debts.
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I DON'T want this to happen to you, and I can show you
how to stop debt collectors from destroying your
life.
There
are two things you MUST
know
if you are falling behind on your bills: |
1.
You have rights
under federal law to say no to bill collectors and stop the collection
agency's harrassment, (and you may have additional rights under
state law as well), and
2.
You must act quickly and take the correct steps to protect
your rights. If you wait, or try to ignore the situation, you
may compromise your rights.
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Here
are just a few of the illegal pressure tactics my colleagues
and I have seen debt collectors take against consumers:
-
A
pregnant woman was threatened with jail time if
she failed to quickly come up with payment for a debt.
-
A
wife was harassed at work about her husband’s debt
– when she wasn’t even responsible for the loan.
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An
elderly woman was told that she had to leave her home
within the hour because she had fallen behind on her mortgage.
-
A
young couple was warned that all of their friends and neighbors
would be told about the money they owed if they didn’t
pay up.
In all these cases, when the consumers learned their
rights, they were able to say NO to bill collectors and stop
the collection agency's harrassment
so they could work out a solution to their problems.
Here’s How
I Can Help You Stop Debt Collectors Cold: |
I've created
my Collection Protection Kit,
filled with practical, easy-to-use information you can put to use today
to help you take control of your situation. What you get is not
theory or fluff, but real-life strategies for dealing with debt
collectors in the fastest, most effective ways possible.
Writing books is only a small part of what I do. Most
days you’ll find me meeting with clients, or in the courthouse representing
consumers who are anxious to find a solution to their financial problems.
I know what I am talking about, and I know what works. In my exclusive
Collection Protection Kit, I share my expert knowledge with
you.
| Here's What You’ll learn: |
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The first thing you must do immediately if you
are contacted by a collector (and what to do if you already skipped
this step).
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What
collectors can really do when it comes to garnishing
your wages (don't be surprised if it's not as bad as they say!).
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Exactly
what to say when you can’t afford to pay what
they want you to pay.
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What
not to tell debt collectors when you can’t afford
to pay what you owe.
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The
single most important thing you can do if
you are taken to court.
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How
to protect your property from being repossessed.
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How
to settle debts in full for pennies on the dollar and the
hidden danger you need to know about before you do so.
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Exactly
what the law says about how long negative collection
information can stay on your credit report (no, it’s not forever
no matter what they say!), and how to get outdated information
removed.
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When
and how you may be able to get your debt completely
erased without filing for bankruptcy (you may even get the
collection company to pay you!). |
My Collection Protection Kit is not about secret techniques for wiggling out of your debts.
Don’t let anyone try to sell you that bill of goods. You made the debts,
you’ll deal with them. What I do is show you how to level the
playing field so you can say no to bill collectors, and resolve
your debts honestly and fairly without being pressured into arrangements
you can’t possibly keep. If it turns out that you can’t pay back your
debts and must consider bankruptcy, I’ll cover that too.
| Here's
what you’ll get with your Collection Protection kit:
- My
complete e-book, Stop
Debt Collectors Cold. Prepared with my colleagues
consumer advocate Gerri
Detweiler (herself the author of three highly
respected credit books) and writer Mary
Reed (the author of three books on personal finance
and the law), this 37-page book provides all the information
I’ve outlined above.
-
A
complete copy of the federal Fair Debt Collection
Practices Act.
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A
reference list of state statutes that may
offer you with additional protection and remedies.
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Information
on how to find an attorney in your area who
is qualified to handle consumer credit problems and stop the
collection agency's harrassment.
-
Sample
letters you can easily adapt to your individual situation.
These letters include: a collection agency dispute letter
by debtor (allowing you to dispute collection accounts on
your report), cease and desist sample letters to creditors
(tell them to leave you alone!), and dispute letter by debtor
(if you need to dispute a debt).
- A
valuable Tracking Worksheet you should
use to record notes of all your contacts with the debt collector.
This worksheet may prove invaluable if you later need to file
a complaint against the collector, or sue.
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The
greatest benefit you’ll receive from all this information is
peace of mind. You’ll be in control. You’ll know your rights and
your options to stop the collection agency's harrassment to give
you the room you need take control of your financial situation.
You’ll know what collectors can and cannot say or do to collect
from you. You’ll have proven strategies for dealing with your problems.
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I
am so sure that this is the best information you’ll get anywhere that
I’ll offer you a full one-year guarantee. If the Collection Protection
Kit is not everything I've described here, I’ll refund your money
– no questions asked. |
Act
immediately and receive a SPECIAL FREE BONUS
with your purchase of the Collection Protection Kit:
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***
FOR A LIMITED TIME ONLY ***
With
your purchase you will receive a FREE bonus report
called
"How
to Get Collection Accounts Off Your Credit Report"
which will be Emailed
to you with each eBook purchased.
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This eBook by credit expert Gerri Detweiler is yet another
valuable resource to help you get back
on your financial feet. It is a useful guide to understanding
your credit report as well as how to dispute items on your
credit record. Also included are sample letters you
can use for corresponding with collection agencies or credit
bureaus. A must-have for any individual trying
to take control of their financial future --
A $19.95 value -- FREE
to you with your purchase! (Limited time offer).
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PLUS...
I'll
also include the following FREE bonus:
|
Special
Report:
"How
to Avoid Losing Your Home In A Foreclosure"
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This information is CRUCIAL if
you're facing a foreclosure situation. We've discussed at
length how frustrating it can be to deal with debt collector
harrassment and maintain control of a financial situation.
But when someone loses their HOME just because
of money troubles, it's nothing short of traumatic for the
whole family. Your memories and your whole life are wrapped
up your home. If you're concerned about foreclosure,
you'll want to do anything you can to keep it from happening.
This bonus report alone is well worth the purchase of my
Collection Protection Kit.
A $9.95 value -- also FREE
to you with your purchase!
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But WAIT... There's MORE!
Just
to make this offer even more enticing... |
I'll
also throw in an additional bonus report (a $15 value) with your
purchase:
| "What
to Do if You Are
Behind on Your Car Payments" |
I've
known literally dozens of people who wish they'd
had this information before it was too late. Get this information
before you lose control of the situation!
Yours
FREE with purchase of my Collection
Protection Kit! |
AND...
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You
won't find THIS bonus anywhere else!!!
|
"Confidential
Interview With A
Former Debt Collector" |
We
interviewed Mr. X, a former debt collector and collections manager,
to learn tips you can use to protect yourself when you are contacted
by a collection agency. Mr. X has extensive experience working
in collections for a number of large companies – primarily banks,
whose names you’d likely recognize. This
exclusive interview will tell you what YOU can do to protect yourself
- straight from the source! (A $20 value)
Also
yours FREE with purchase of
my Collection Protection Kit! |
That's 4 FREE bonus items
(valued at a total of $64.90)
All included in the one low price of my Collection Protection Kit!
I know you
can't afford to hire attorneys and experts to help you get
those debt collectors off your back - if you had that kind of money
you'd simply pay the bills off, right? I want to help you take charge
of your financial situation without becoming part of your financial
problem. This is why I've put together the Collection Protection
kit at the lowest price you'll find anywhere for this valuable information.
This program normally
sells for $39.95, without the free bonus items. But as a limited-time
marketing test, I am temporarily offering the program plus free bonus
items for only $27 -- that's over
30% off! The
bonus items alone cover more than the cost of this program
- you can't lose - and you can't find
this kind of information for this price... ANYWHERE ELSE!!
Where else can you
get such valuable information, straight from the experts -- at such
a low price? It would cost you triple this amount just to walk into
an attorney's office!
After testing is
completed, I intend to return to the regular price, (although I may
extend this period depending upon the results I receive). But I will
guarantee this special price to YOU if you order now!
| Let's
re-cap what you receive when you purchase my Collection Protection
Kit: |
1.
My complete Stop Debt Collectors Cold e-Book
2. A copy of the federal Fair Debt Collection
Practices Act
3. A reference list of state statutes
4. Information on how to find
an attorney in your area
5. Sample letters to creditors
6. Tracking
Worksheet to record notes of all your debt collector
contacts
7. Bonus Report #1: "How to Get Collection
Accounts Off Your Credit Report"
8. Bonus Report #2: "How
to Avoid Losing Your Home In A Foreclosure"
9. Bonus Report #3: "What
to Do if You Are Behind on Your Car Payments"
10.
Bonus Report #4: "Confidential Interview With
a Debt Collector"
If
you're struggling with debt, can you honestly afford not
to arm yourself with all of this valuable information?
Remember...
You won't find this much valuable information - straight from the experts
- anywhere else for this low price!
Don't
forget...
You risk
nothing with my 100% money-back no-hassle guarantee. If you
aren't absolutely thrilled with your Collection Protection Kit, just
contact me within one year and I'll refund 100% of your purchase price.
And the best part is, the free bonuses are yours to keep even
in the unlikely event that you take advantage of the guarantee.
You have nothing to lose and everything to gain!
Click the "Buy Me" button below to order
online now. Your
order will be processed through a VeriSign-secured server.
Remember: If you're not 100% satisfied with my Collection
Protection Kit, just send the program back for refund within
one year, and keep the Special Free Bonus
-- that's a guaranteed win no matter what!
Click now to start taking control
of your financial future within minutes!
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Here's
to your financial success,
John Ventura,
P.C.
p.s.
The longer you wait, the more power you give to debt collectors
who "hound" you. This really can cost you. The sooner
you know your rights, the sooner you will take back control of your own
financial situation.
p.p.s.
My Credit Protection Kit will give you the knowledge and power you need
to stand up for your own rights -- yes, you DO have rights.
Understanding them will stop debt collectors from being able to push you
around.
p.p.p.s.
Order today and you won't have to wait for your kit... you can begin learning
how to stand on your own two financial feet within minutes!
p.p.p.p.s.
Remember... you risk NOTHING with my 100%, no questions asked
money back guarantee. The free bonus is yours to keep no matter what you
decide! This is well worth a try when your financial future is at stake.
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