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DEBT COLLECTION ANSWERS: How to Use Debt Collection Laws to Protect Your Rights
by Gerri Detweiler and Mary Reed

Our Price: $1.99

Availability: Immediately available for download

Paperback:
(January 2009)
Electronic Books in PDF

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Are you being hounded by debt collectors?Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights has been written to help you put an end to your debt collection problems!

Record numbers of people are falling behind on their bills. If you’re one of them, you know that juggling your bills and expenses can be stressful enough. But when debt collectors are harassing and threatening you, your stress level can become more than you can handle.

Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights was written by two nationally recognized personal finance experts, to help you fight back against unfair collection tactics. It explains your legal rights when it comes to debt collectors and tells you how to exercise them. After reading this book and following its strategies, you’ll gain peace of mind from knowing that you’ve taken control of your financial situation.

Using the practical, step-by-step, easy-to-follow advice and information in this e-book, you'll learn:

  • The very first thing you must do when a debt collector contacts you
  • What to say (and not say) when you can't afford to meet a debt collector demands
  • How to settle your debts for less
  • What debt collectors can really do to collect the money that you owe
  • Common high-pressure tactics collectors use and how to fight back
  • Why sending a cease and desist letter can make your situation worse
  • How and when to hire an attorney to help you deal with a debt collector
  • Why debt collectors are lying when they say they can ruin your credit “forever”
  • Four tactics for removing collection accounts from your credit reports

When you readDebt Collection Answers, you’ll also find out:

  • Why you should never give a debt collector a post-dated check
  • The most dangerous way to pay a debt collector
  • How to manage your past due medical debts
  • What to do if you are in danger of having your house foreclosed upon
  • How to avoid having your car repossessed.

The appendix toDebt Collection Answers is chock full of additional helpful tools and resources. You’ll get:

  • A worksheet for recording information about all of your interactions with each debt collector who contacts you. If you decide to sue a debt collector for violating your rights or to file a complaint against a debt collector with the federal government or with your state attorney general’s office, the information on your worksheet may be invaluable.
  • Links to state debt collection laws. Some states have their own debt collection laws and those laws may offer more protections than the FDCPA.
  • Sample letters you can use to help you write your own letters to debt collectors.
  • A revealing interview with Mr. X, a former debt collector. Read it for valuable insider information about how debt collectors work.


You don’t have to deal with harassment, threats or abusive behavior! You have legal rights when it comes to debt collectors. This expert guide tells you how to resolve your debt collector problems by exercising those rights.

This book is not about wiggling out of your debts. It’s about leveling the debt collection playing field, so you can end your financial nightmare and get on with your life.

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