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How People React to a Credit Increase     76
Wharton professor Nicholas S. Souleles studied how borrowers react when lenders increase the amount people are allowed to charge on their credit cards. Not surprisingly, folks who are nearly maxed out quickly use a lot of their new credit. But wihtin six months of the credit increase, he found, even cardholders with with credit to spare carry bigger balances.
Category: Debt
Sub Category: Ratios
Reporting Pub: Newsweek
Pub Date: 8/27/01
Article Title: Maxed Out
Article Author: Daniel McGinn
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