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Chronic
Debtor Help!
 Scott,
If one is an alcoholic there are so many places to turn for help. If
there were a hospital for debtors I would check myself in
immediately. I tried going to Spenders and Debtors support groups
however, I was very discouraged by the fact that many people who
were there had multiple addictions (mainly drug and alcohol). It
didn't seem like an environment that would benefit me. Please
help!--Michelle
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Save
Money Going Out
 It
seems as though whenever we go out for the night, it costs much more
than we originally intended to spend. Having a 'night on the town'
shouldn't cost you a whole weeks salary.
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Household
Math™: What does Jenna owe?
 Jennafer
read Scott Bilker's, Talk Your Way Out of Credit Card Debt
and called her credit-card bank in the hopes of reducing her
interest rate. Armed with the techniques from the book she was
successful at reducing her rate by 5 percent to 9.9 percent! After
doing the math she calculated that she would pay the debt back one
year faster and save a total of $3,012! How much does she owe the
bank--what is her balance now?
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Household
Math™: Debt Snowball (Paying Back Lower-Balance Cards First)
 David
Sheepsley has two credit cards with balances. Card A has a balance
of $8,000 at 19.8% and minimum payments of $160 per month. Card B
has a balance of $6,000 at 5.9% with minimum payments of $120 per
month. David has a total of $400 per month to use for repaying his
credit cards. What's the better plan for David?
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Spendaholic
 Gary,
I am 22 years old and I live in NYC. I am in some serious debt,
which I have turned over to a debt consolidation company. I make a
decent amount of money, however, I can't seem to keep it for more
than a few hours. I end up spending my entire paycheck within the
first day I have it....seriously. I am trying to find a support
group in NYC, but am having no luck. I know I have a problem and I
can't continue to live like this. --Donna
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Household
Math™: Holiday Budget
 Kim
has decided to spend an average of $16 for gifts on each of her
eight friends for the holidays. So far she's spent $17 on Scott, $14
on Ralph, $12 on Linda, $22 on Pete, $11 on Gary, and $20 on Grady.
How much can she spend, on average, on her remaining two friends
Mark and Tom?
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