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SAVE
BIG ON PHONE CALLS!
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One
Saved is Two Earned
 Most
of us will do anything to earn a few extra dollars but are we just
as willing to spend a few hours looking for the best deal when we
make a purchase?
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More
Meaning in Life
 Sometimes
in all our efforts to live more frugally, save money and simplify
our lives, we forget why we are making these choices. Is the
American Dream still more is better or is it shifting to something
more along the lines of more fun, less stuff?
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Do
What You Can!
 Do
you have debts that feel hopeless? Do you neglect having a savings
account because you don't have any money at the end of the month to
make it even worth your while?
If this is you, I want you to...
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How do you get over $7,000 in one
year NOT working?
Many of us feel
overwhelmed by debt and don't know how to start
climbing out of it. For others it's a misconception
that the more money you earn the easier it is to save.
My husband and I paid off $20,000 of credit card debt 
and medical bills in 5 years on an average income of
$22,000 a year.
Here is how you can save over $7,000 in just one year
cutting a few things from your... |
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Household
Math™: Future Savings
Kelly wins $25,000
in the lottery and decides to put this money away for
the future. She deposits the cash in a money market
fund and expects to earn an average of 4% for 10
years. Kelly's younger sister, Audrey, wants to
accumulate the same amount of money as Kelly in 10
years but Audrey doesn't have $25,000 lying around.
Audrey decides to make monthly deposits at the same
bank as  Kelly and
she expects the same rate
of return. How much does Audrey have to deposit each
month to have the same amount as Kelly in 10 years? |
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 Budget Baby Steps
You are a
two-income family, sharing and spreading the wealth
amongst yourselves. All of a sudden, baby one comes
along, and you find your heart pulled in a different
direction than you ever imagined. Your emotions run
high, and you make a decision that will change your
life and the life of your family forever -- you quit
your job and your checkbook has a heart attack! |
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