|
SAVE
BIG ON PHONE CALLS!
|
|
|
| No
switching! Low International rates! FREE minutes and
much more! |
| For
a limit time get the DebtSmart Loan Calculator for FREE
when you sign up! |
|
|
|
| Articles about
Protecting Your Money
|
| |
| Link
to more articles at bottom of page |
|
Bogus July 1 Email
Exposed: The Real Deal on Your Credit File Privacy
"Just wanted to let everyone
know who hasn't already heard, the four major credit bureaus in the
U.S. will be allowed, starting July 1, to release your credit info,  mailing
addresses, phone numbers...to anyone who requests it. If you would
like to "opt out" of this release of info., you
can..."
|
|
10
Credit Myths
 As
they say, "Knowledge is power." Many times people either
act on false information or fail to act because they didn't know
what could be done to their benefit. This is the case in many areas
in life, but on the top of that list is money. And in the money
category you will find lots of misinformation about credit.
There is so much to talk about on the topic of credit myth that an
entire book could be dedicated to it.
|
|
Tricky
Insurance Pays Off
I found out after renewing a credit card
that I had been paying for insurance that I wasn't aware of. This
insurance would pay benefits in case I died or became disabled.  I
had the card since 1997 and became disabled in 1998 (Parkinson's). I
called a credit card rep and she advised me to put in a claim. She
also stated if there were any other balances to transfer I could
transfer them and clear them up also.
|
|
Survey
Results: Health Insurance
Since the cost of health care and health
insurance continues to increase every year, many companies have dropped
health coverage and many families have found themselves without full
coverage or any coverage at all. If you are in this group you're not alone,
as 41-million Americans have no health coverage whatsoever. At DebtSmart we
continue to look for ways for our readers to cut costs. To that end, we have
been researching alternatives to expensive health insurance. By filling out
the following survey you will help us get a better grasp on what your needs
are, allowing us to look for the ideal solution for you and your family.
|
|
Amortized
Loans
I would like to know what the
formula is for an amortized loan. How exactly do they calculate each
payment? I suspect that all the interest for the loan term (i.e., 30
years, 15 years, etc.) is loaded up front in some way, but I would
like to know exactly HOW? I want to teach my teenagers about this. I
think it's very important for everyone to know.
|
|
Unsolicited
Mail, Telemarketing and Email: Where to Go
To "Just Say No"
Tired of having
your mailbox crammed with unsolicited mail, including
pre-approved credit card applications? Fed up with
getting telemarketing calls just as you're sitting
down to dinner? Fuming that your email inbox is
chock-full of unsolicited advertising? The good news
is that you can...
|
|
Protecting
Yourself Against Identity Fraud
Identity Fraud is
one of the fastest growing White Collar Crimes in the
nation. The perpetrators consider this a
"faceless" crime, since their targets are
financial institutions or retail stores. Little if any
thought is ever given to the harm their actions bring
to the individuals whose identities they have stolen.
Identity Fraud is the criminal... |
|
Credit Card Balance Transfers
I would like to use a credit card introductory rate to pay off
a bank loan. I will need to borrow $13,000.00 credit to pay off the
loan. I have heard that if my credit
report shows too many credit card company requests within one year
that I will be turned down for new credit cards...
|
|
|
|
|
Coupon
Codes
|
|
Enter your
coupon code to see valid offers.
|
|
|
|
|
|
|
Subscribe FREE
and you receive the 5-Year
Loan Worksheet software FREE!
|
| "The
DebtSmart Email Newsletter is packed with cutting-edge
strategies for solving credit problems. I highly recommend
it."—Gerri Detweiler, author
of The Ultimate Credit Handbook
|
| "I
received Debtsmart about a month ago
and I love it!!! I learned so much.
Great tips!!! Keep up the good work!"—Vanessa
Keith, Amarillo, TX
|
|
|
|
