SAVE
BIG ON PHONE CALLS!
|
|
No
switching! Low International rates! FREE minutes and
much more! |
For
a limit time get the DebtSmart Loan Calculator for FREE
when you sign up! |
|
|
|
Articles about
Financial Planning
|
|
Link
to more articles at bottom of page |
|
Single
Stay-At-Home Mom
Do you think it is realistically
possible for
a single Mom of a 15, 12, and 6-year old to stay home with her
children? I do not have a profitable skill, a degree or money in the
bank. All I know is that a tired, stressed-out mother is not what I
want for my kids. They deserve more of me.
|
|
Unemployed
Bill Crisis
My husband has been out of work
for 5 months and the income he did bring in when he was working was
double what I currently bring in. Needless to say, my checks and the
unemployment is not paying the bills. I am starting to panic because
bill collectors are calling daily. I
am making sure that my house payment is paid, utilities, car
insurance, but everything else is getting severely behind. What do I
do? Do we have any way of getting out of this mess? Any rights?
|
|
Future
Wealth
Like
many people, I am interested in retirement, and what my finances
will look like when I retire. Or, put another way, when my finances
will allow me to retire. I've done a fair bit of study on the
subject, reading books such as "The Wealthy Barber,"
"The Millionaire Next Door," and "Rich Dad, Poor
Dad," among other publications on debt, saving, and investing.
One common theme, especially for those without huge incomes...
|
|
Your
Social Security Statement
This
week, I received in the mail my Social Security Statement. These
annual reports are always very interesting to me as I'm anxious to
know what the government will send me for my monthly income when I
retire.
Here's an example of what a typical Social Security Statement
might...
|
|
How
Much?
I understand that 25% of my monthly
income should be for mortgage, taxes and insurance. How much should
I plan for the remainder of my budget?
There are two of us in our household. Is there a set formula? Also,
if I plan to retire in the next 5 years, should I be carrying a
mortgage for the sake of a tax write off?
|
|
Cleaning
House: Improving and Removing Debt
Over the last year or so, I did a bit of
financial reorganization. Without getting too far into the details,
I'd like to recount the steps, as one or more may be helpful for
others.
|
|
Getting
Your Act Together
If you want this to be the year
where
you finally straighten out your finances, read on. If your finances
have been sinking you deeper and deeper into debt each month, here
are some ideas to help you get your financial act together.
|
|
|
|
Coupon
Codes
|
Enter your
coupon code to see valid offers.
|
|
|
|
Subscribe FREE
and you receive the 5-Year
Loan Worksheet software FREE!
|
"The
DebtSmart Email Newsletter is packed with cutting-edge
strategies for solving credit problems. I highly recommend
it."—Gerri Detweiler, author
of The Ultimate Credit Handbook
|
"I
received Debtsmart about a month ago
and I love it!!! I learned so much.
Great tips!!! Keep up the good work!"—Vanessa
Keith, Amarillo, TX
|
|
|
|