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Articles about
Financial Planning
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Link
to more articles at bottom of page |
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Equity Used For Down Payment
My husband and I
want to buy a home being built in a new development.
Our present home worth $260,000 has no mortgage except
a $30,000 home equity loan. We need about $15,000 down
payment for the home being built. Should we open a
home-equity line of credit to pay the down payment? If
not, where is the best place to get the $15,000?
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Your
Checking Account
Checking
accounts are an absolute necessity these days. You can either have a
checking account or run to the bank or other outlet for money
orders. Many people pay for almost everything with a check including
groceries, gas, clothes and a long list of other things. When you
add an ATM card to this picture, your chances for a potential
problem is greatly enhanced.
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America's
Love Affair with Credit Card Rewards and Rebates!
February...the
month conjures up images up puppy love, romantic escapes, and red
roses. Granted, credit cards are typically not viewed as being very
romantic :), but America's "love affair" with credit cards
that offer rewards and rebates remains strong.
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Money
is a Family Affair
If
you are single and don't have kids this tip won't mean much to you.
For the rest of us that have others to consider when making money
decisions it just may make things a little easier.
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Low-rate
money for life--what do I do?
Dear
Scott, I constantly call my credit card companies to find out about
special deals. My question is with interest rates going up, is it
safe to wait until September, or should I make the transfer right
away?--Jesse
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Are
You Afraid of a Budget
There's
that horrifying word. The one that makes so many people cringe at
it's very utterance. It seems like they could make a very good
spooky movie with the title "You Have To BUDGET!"
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Money
Worries?
If
you are worrying about your money problems it's time to STOP IT NOW!
Easier said than done, huh.
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Debt
Under Contruction
Warning:
Americans are filing for bankruptcy at an alarming rate. Spending is
out of control. Arguments over finances are destroying families.
Financial stresses are among the top five reasons couples divorce.
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Budgeting
when Your Paycheck Varies
How
can you decide how much you have for bills and expenses when your
paycheck varies from one payday to the next? That's a question a lot
of people struggle with.
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and I love it!!! I learned so much.
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