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| Articles about
Credit Counseling
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| Link
to more articles at bottom of page |
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Are
you in too deep? Check your options!
 Helping you with your debt is very important to me personally! If you've
been reading my articles you know that I always encourage self-help as a
first step however, being buried in debt can be very overwhelming which is
why you may want to explore other options. |
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Choosing
a debt counselor
 Scott,
I am interested in finding out about credit counseling...an overview
of what it entails and how to choose a person or organization.
Questions to ask and what to look for. I need outside, ongoing help
with changing my habits in regard to money. Your help is much
appreciated. Heather
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Follow-up
to Jenni
the Bill Collector
 I
received many responses to the last article, Jenni the Bill
Collector. As you may guess, the negative remarks about the
article came from bill collectors and the positive article comments
from people harassed by bill collectors (the majority). But one
response stood out so much that I had to share this with everyone.
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Jenni
the Bill Collector
 "I
am a bill collector. What a lot of people forget is that what we do
is our job. We do not come to your office and cuss you out because
you wanted an 8:00 meeting. Under the FDCPA (Fair Debt Collection
Practices Act) we are legally allowed to call from 8:00 am until
9:00 pm your local time."
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 Chris
Peruzzi vs. the Debt Counselors
I've got SUCH a headache.
If you ever want to see me lose my
temper really fast, talk to me about my debt counseling company. I
have never had to deal with such a band of galactic level screw-ups
in my life. In a roundabout way, I would guess that they are doing
the job they are supposed to be doing. They are curing me of any
kind of desire to ever be in debt again. |
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 Life
After Credit Counseling
I am currently going through credit counseling to
erase a $4,000 debt on 3 cards. I have recently returned to full-time work after
completing school and want to know what course I
should follow while I pay off my debt to put myself in
good standing with future creditors. |
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