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Articles about
Credit Cards
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Link
to more articles at bottom of page |
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How to Punish Your
Credit Card Bank
Has your credit-card bank
ever made you angry? I mean really infuriated to the point where you just want a little
revenge for how you were treated?
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No
Money when Bills Arrive
Scott,
I get paid twice a month. My first paycheck pays the mortgage and
the 2nd pays the rest of my bills. The problem is that I get paid on
the 1st and 15th. A lot of my debt is due between the 1st and the
15th. I have no choice but to pay late. Will my creditors change my
due date if I ask them to, if not, what else would you suggest?
Kay
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Student
and Credit Cards
Scott,
I'm so lost! I'm about to obtain my first credit card, and I do not
know where to start or even how many to take out. What deal is the
best? Do I look at the APR or the nice rewards they have? I'm just
trying to establish a good credit history, because I am aware that
you need one if you want to eventually buy a house/car. Thanks so
much for your help. Meri
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My
spouse doesn't agree!
Scott,
I have debts that have different interest rates: 9 percent, 10
percent, 28 percent and 29 percent. I want to consolidate my debt at
16 percent interest rate. But my spouse doesn't agree! William
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Cutting
Up Credit Cards
Hello,My
wife and I have a lot of credit cards. WE would like to cut them up
so we don't use them. Should we notify the company's first to cancel
them? We are having trouble paying them. Thanks for your help.
Richie
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Second
Mortgage Rate and APR
Scott,
Why is it a different price for the
quoted loan interest rate, my mortgage company Quicken Loans, quoted
me 6.55 on a second. Then when I get the papers to sign, the APR
fair credit paper states 7.1 for the interest rate. Is the mortgage
company trying to be dishonest and not really give me the rate
quoted? I don't understand; please help me. Thank you! Pam
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Equity
Issues
Scott,
Problem is, our 2nd mortgage is a LOC
and the APR is drowning us! We want to pay off the LOC and our
credit card debt and have some cash to invest in renovations.
We are a single income family and as far
as debt to income ratio is concerned, we're not looking so good.
What to do? Alison
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