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Articles by Rebecca Lindsey
 
Link to more articles at bottom of page
 
Credit Card Binding Arbitration: When Ignorance Isn't Bliss
Few people want to go to court, but there are times when it is necessary to preserve your rights and to fight unfair or illegal treatment. Watch out for mandatory arbitration clauses in your credit card agreements, which can prevent you from having your day in court.
 
High School Students and Credit Cards--A Recipe for Disaster?
Ahhh, school days. Reading, writing, and rooting for your school football team. Hanging out at the mall and surfing the web. Ok, so things have changed a little since you were in school. The current generation of teenagers now has more purchasing power than ever, and companies are spending millions of dollars to get your teen to pay attention to their products.
 
Retail Credit Cards and Department Store Credit Cards
Many retail stores want to offer you a line of credit. But before you sign up to get 10% off your purchase and a free umbrella, you need to understand the effect that such cards can have on your credit—both good and bad.
 
Credit Card Protection Insurance--Should You Get It?
A brand new year always starts off with new possibilities and opportunities. For many, a new year offers a fresh start, and thousands will make a New Year’s resolution to get their financial matters more organized.
 
Saving for Your Child's Education: Can using a credit card today help you to avoid debt in the future?
Here's a news flash: children are expensive. Never mind diapers, food, clothing, computers, MP3 players, trips to the mall, etc. One of the biggest expenses your child(ren) will incur is college tuition. The cost of further education is ever on the rise, and even with scholarships the costs can be staggering.
 
Card Registration Services
Credit card registration services (sometimes called card protection services) are an additional option that you should know about. Card registration services come in handy if your credit or debit cards are ever lost or stolen--for a monthly or yearly fee. Although the fee is usually small, it is up to you to figure out if the services offered are worth it.
 

Credit Lessons for Retirees
Chances are, you have probably received one of those flashy letters with big headlines that practically scream “YOU’VE JUST WON A BAZILLION DOLLARS!!!” Although this example may be somewhat far-fetched, this type of scam happens everyday. Common "scams” or frauds appear in the form of contests, home repair offers, and credit offers...

 
Disposable Credit Card Numbers
Is online shopping really safe?
Stories of high-tech hackers breaking into company databases on the Internet to steal customer information (such as credit card numbers) stop many people from making online purchases. 
 
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