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Yard
Sale Etiquette
 Just
call me the Miss Manners of garage sales. You see, I believe there's a certain
moral and ethical code governing the sacred act of selling and
buying secondhand stuff. Contrary to popular belief, a yard sale is
not an anything-goes, no-etiquette-needed free-for-all. As in any
social situation, there are certain things you do or avoid doing in
order to be polite.
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10-Minute
Tasks to Help You Save Money
 Many
people use the excuse that they are too busy to make any extra
effort to live frugally. But even those of us who are the busiest
can find an extra ten minutes here and there if we look hard enough
for it. Here are five quickie tasks you can do anytime that will
help you save money.
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What
is Creative Frugality?
 Most
people understand what creativity is, and have a good idea what it
means to be frugal. But the idea of putting the two together is a
little hard to grasp. Because creative frugality is one of those
things that is easier to show than to tell, here is a quick list of
dead giveaways for identifying creative frugality in action.
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Quick Tips for Saving Money on
Groceries
Do you want to do all you can to cut
your grocery bill?  Would you like to have a few more tricks up your
sleeve for saving on groceries? If so, here are five quick reminders
to help you get out of the grocery store with more food while
spending less money...
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Just
Say "No" to Spending Pressure
Imagine the scene: One Sunday morning at church, you are approached
by the child of a friend in your Bible class. His school is selling
"Pizza Heaven" coupon books to raise money for the band.
You don’t frequent that restaurant, but the money seems to be
going to a good cause. After all, he is your friend’s son. What do
you do?
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Trimming
the Fat From Your Budget
 "Fat" in your family budget
is very much like the extra pounds around your waistline: it sneaks
up on you! Those little, seemingly insignificant expenses here and
there add up to big chunks of your income that could be used
otherwise.
If you're looking to put your budget
on a diet, the first step is to...
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Six
Keys to Budgeting Sucess
Although many people
cringe when they hear the word "budget," our family budget
has come to be one of my best friends. One key to abundant living
for us is financial peace--knowing that we are living within our
means while setting aside money to...
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Making Frugality a Family Affair
 Shopping at the malls, dinners at
McDonald's, birthday parties at the arcade.
Does this sound familiar? If living
and spending more frugally is on your list of things you'd like to
accomplish, the time to enlist the support of your kids is now.
Without their help, you'll soon find your efforts to save undermined
by your children's tendencies toward consumerism.
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Plugging
the Leaks in Your Budget
 Five dollars here, ten dollars there --
these little leaks may not seem like much at the time but added
together, they can make a serious dent in your attempts to control
your cash flow. Here are some quick reminders for stretching your
dollars by controlling the most common areas of budget
"leakage."
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