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Bogus July 1 Email
Exposed: The Real Deal on Your Credit File Privacy
"Just wanted to let everyone
know who hasn't already heard, the four major credit bureaus in the
U.S. will be allowed, starting July 1, to release your credit info, mailing
addresses, phone numbers...to anyone who requests it. If you would
like to "opt out" of this release of info., you
can..."
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Unsolicited
Mail, Telemarketing and Email: Where to Go
To "Just Say No"
Tired of having
your mailbox crammed with unsolicited mail, including
pre-approved credit card applications? Fed up with
getting telemarketing calls just as you're sitting
down to dinner? Fuming that your email inbox is
chock-full of unsolicited advertising? The good news
is that you can...
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Payday Loans = Costly Cash
"I just need enough cash to
tide me over until payday."
"GET CASH UNTIL PAYDAY! . . .
$100 OR MORE . . . FAST."
The ads are on the radio, television,
the Internet, even in the mail. They refer to payday loans - which
come at a very high price.
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Looking
for the Best Mortgage?
Shopping around for a home loan or mortgage will help
you to get the best financing deal. A mortgage-whether
it's a home purchase, a refinancing, or a home equity
loan-is a product, just like a car, so the price and
terms may be negotiable. You'll want to compare all
the costs involved in obtaining a mortgage. Shopping,
comparing, and negotiating may save you thousands of
dollars. |
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Reverse
Mortgages
If you are age 62 or older and are "house-rich,
cash-poor," a reverse mortgage (RM) may be an
option to help increase your income. |
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Fair
Credit Billing
Have you ever been billed for
merchandise you returned or never received? Has your
credit card company ever charged you twice for the
same item or failed to credit a payment to your
account? While frustrating, these errors can be
corrected. |
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"The
DebtSmart Email Newsletter is packed with cutting-edge
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it."—Gerri Detweiler, author
of The Ultimate Credit Handbook
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"I
received Debtsmart about a month ago
and I love it!!! I learned so much.
Great tips!!! Keep up the good work!"—Vanessa
Keith, Amarillo, TX
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