DebtSmart.com Saturday, April 20, 2024

Reviews: “How to be more Credit Card and Debt Smart”

by Scott Bilker
Scott Bilker Scott Bilker is the founder of DebtSmart.com and author of the best-selling books, Talk Your Way Out of Credit Card DebtCredit Card and Debt Management, and How to be more Credit Card and Debt Smart. Receive the 5-Year Loan Spreadsheet when you subscribe to his email newsletter.

“I just received your How to Be More Credit Card and Debt Smart, Vol 1 yesterday (Amazon) — woke up early this a.m. and read it cover-to-cover. EXCELLENT book!! Should be required reading for EVERYBODY (well, except bank managers!)–but truly, should be a mandatory addition to both high school and college curriculums. I especially like that you’re not afraid to confront the companies, car dealerships, etc.–you tell it like it is and I totally respect that. You’re the Michael Moore of finance! Love it! Go get ’em! Of course in reading the chapter on auto loans, I kept thinking about how ripped off I’m sure we were! Since we’re still paying on it–guess who’s getting a call on Monday?! Of course you can add my comment! I have been going to all of my frequently traveled boards today screaming to everyone “CALL YOUR CREDIT CARD COMPANY TODAY!!” Thanks so much, Scott. I look forward to being debt free much sooner because of your advice and wisdom. Thanks for getting me started on the right foot! Thanks to you for giving me the confidence and know-how to contact my credit card companies and demanding a better interest rate!! All but one complied w/o any hassle–as if they expected it! And the one that didn’t–I’m transferring! Thanks so much for the inspiration and incentive. You are AWESOME!”—Lynn

“I have enjoyed reading it! What I like about How to be more Credit Card and Debt Smart is the way it is written is like having a conversation with a friend. Picture it like this, instead of two people but a person and the book sitting at a table with a nice warm mug of Starbucks (that I brewed of course) and learning about credit issues in a relaxing and easy to remember format.”—Susie Marion

“I am a high school math teacher. I was given a new course to teach last year for the first time. I decided to teach the students about personal finance. As I was doing research for the course, I came across your newsletter and have been using it ever since as part of my class. The students are really glad that I have made this a part of the class and keep asking for more.”—Beth Beto

“A day without reading DebtSmart® is like a day without sunshine. Thanks again for the wonderful job you do and all the valuable information you pass on to the public…I have learned so much from your articles, keep them coming.”—Diane Ayers, NC

“The articles were well written; in plain English, with facts and information that did not overwhelm an individual. Keep up the good work. Thanks!!”—Linda Davis, AZ

“I love your newsletter. My husband and I put a hold on our credit reports so the banks don’t get our information anymore and we don’t get the 500 a day offers.”—Leslie

“You rock! My resolution for 2002 is to ‘pay down the damn Visa balance even though I have a 9.9% fixed rate Platinum Capital One card’!!!”—Kim

“I love the newsletter. It is very informative about debt reduction, as well as, realistic about debt and the fact that people have it.”—Darryl

“I have gained so much knowledge from the newsletter. It is hard to put into words, the thanks and appreciation I feel, taking the time to educate the public about debt. Keep up the good work and one day the subscribers will be debt free.”—Diane