Monday, May 25, 2026

Scott Bilker
Household Math™: Dollars Saved Per Hour
by Scott Bilker
 
Scott Bilker is the author of the best-selling books, Talk Your Way Out of Credit Card Debt, Credit Card and Debt Management, and How to be more Credit Card and Debt Smart. He's also the founder of DebtSmart.com. More about and DebtSmart can be found in the online media kit.

Test your knowledge by trying to solve this DebtSmart, Household Math™ problem! After you complete the problem, you’ll get the solution and explanation.
 
1.

Jack read Scott Bilker's book, Talk Your Way Out of Credit Card Debt and put the call strategies to use. He called his Citibank card and got a $49 annual fee waived! The call took 17 minutes. If Jack could get that result from all his calls, then how much could he save, on average, per hour from calling his credit card banks?
$49
$173
$249
$599
I don't know!



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