Frozen HELOC
by Gerry Manning
I thought I'd share some more tidbits with you, for whatever they might be worth. So far, I've been reading the handwriting on the wall with 20-20 vision. Back in the spring, when Countrywide and WaMu were reported to have sent out hundreds of thousands of letters freezing people's HELOC accounts, I told my wife to immediately draw out the full limit on our GMAC one. She didn't like the idea, because we didn't need the money, but went along with my judgment on the matter (will wonders never cease?)
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