|Michael Angier is the founder and CIO (Chief Inspiration Officer) of
SuccessNet based in
South Burlington, Vermont USA. He’s a father, husband, writer, speaker,
entrepreneur, coach and student. He's also the creator of The World Class
Every week I get emails from people thanking me for all the great stuff we
send their way. But many of them also apologize for not buying some of our other
products or the products and services we very selectively recommend to them.
They say things like, "I have no money," "I'm broke," "I'm poor," or "I can't
afford it." Every time these or similar words are uttered, we're telling
ourselves that it's true. We are reinforcing this false belief.
I've been there myself. In fact, I've been a lot worse than broke. Fifteen
years ago, being broke would have been a welcome step up. And when I was in that
state I, too, said, "I can't afford it."
However, it became clear to me that if things were going to change, I had to
change. I realized that in order to get myself out of those circumstances, I
would have to change the way I thought, the way I spoke and the actions I took.
I made a conscious decision not to speak those negative, disempowering words.
I stopped saying, "I can't afford it," and instead said, "I'm choosing not to
spend my valuable resources in that way at this time."
I don't think I've said, "I can't afford it," in over 10 years.
You see, I learned that people who think in terms of lack say, "I can't
afford this." But those with a wealth consciousness say, "HOW will we get the
money to do this?"
And there are so many ways to increase our income today. If you have a job,
you can go to your boss and ask what you need to do in order to increase your
income. They are more than happy to pay more for additional value. If they
aren't, find another employer.
Or you can start a part-time business. The opportunities are truly endless.
There has never been a better time to start a low or in many cases--no-cost home
My question to anyone who says they have little or no money is, "What are you
doing to get yourself where you DO have more money?" "What's your plan of action
to increase your income?"
Most people don't have one. They have hope, but hope isn't a strategy.
I'd say if you aren't FINANCIALLY comfortable, then watching TV shouldn't
even be an option. You need to be making steady and consistent progress toward
And I would describe comfortable as having at least 20% of your income being
discretionary. In other words, if you make $1000 a week, at least $200 of it
should not already be required for payments or expenses.
Do not resign yourself to having insufficient income. You are not destined to
just getting by--unless you allow yourself to be.
At the VERY least, stop the negative comments. You simply can't afford it.
It hit the nail on the head!
I have a friend who will give you 20 reasons why she
can't take a job that is staring her in the face. She
needs at least $2,000 to get herself caught up til the
end of the year, is in state housing, hasn't had more
than a short temp job in 10 years that I know of and is
looking for "funding" instead of a paycheck! It drives
I like the aspect of
positive thinking about my circumstances. I realized
that I am one of those folks who always mention how
broke I am. After reading this article, that will stop
today! I needed to hear it. I even feel lighter knowing
I will take the negative words out of my vocabulary.
Thanks for the great article!"
I like the idea of
avoiding negative thoughts and ideas and the idea that
your never really broke and cannot afford something that
will help you improve your money situation."
--Daniel J Kauffman