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| Articles about
Household Math
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to more articles at bottom of page |
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 Submit
a Household Math™ Question
Do you have a really good Household Math™
question?
Whether it's a problem that you want to share or a problem that you need the
answer to we are interested!
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Household
Math™: Semiannual Mortgage Payoff
 I purchased property for
$27,515.00 at 7.5% for 8 years on a semiannual payment of $2318.00, the first year
three payments were made of $2,318.00; we have paid three years so far. This
year, on our due date, we would like to payoff the mortgage. What will the
amount due be?
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Household
Math™: Mortgage Math
 The
balance on my mortgage today is $59,200. The interest rate is 7% APR
and the monthly payment is $623.00. What will the balance on the
mortgage next month after that monthly payment?
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Household
Math™: Last Mortgage Payoff
 Dear
Scott, My question is, I want to pay my $138,000, 5.125% APR,
15-year mortgage, off early. We just refinanced. My first payment is
July 7th. We plan on making one extra mortgage payment a year but I
would like to add an extra $100.00 monthly to principal only. By
doing these two extras, how early will I pay my mortgage off?--Leah
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Household
Math™: What does Jenna owe?
 Jennafer
read Scott Bilker's, Talk Your Way Out of Credit Card Debt
and called her credit-card bank in the hopes of reducing her
interest rate. Armed with the techniques from the book she was
successful at reducing her rate by 5 percent to 9.9 percent! After
doing the math she calculated that she would pay the debt back one
year faster and save a total of $3,012! How much does she owe the
bank--what is her balance now?
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Household
Math™: Debt Snowball (Paying Back Lower-Balance Cards First)
 David
Sheepsley has two credit cards with balances. Card A has a balance
of $8,000 at 19.8% and minimum payments of $160 per month. Card B
has a balance of $6,000 at 5.9% with minimum payments of $120 per
month. David has a total of $400 per month to use for repaying his
credit cards. What's the better plan for David?
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Household
Math™: Holiday Budget
 Kim
has decided to spend an average of $16 for gifts on each of her
eight friends for the holidays. So far she's spent $17 on Scott, $14
on Ralph, $12 on Linda, $22 on Pete, $11 on Gary, and $20 on Grady.
How much can she spend, on average, on her remaining two friends
Mark and Tom?
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