Money is a Family Affair
by Terry Rigg
If you are single and don't have kids this tip won't mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier.
Chronic Debtor Help!
by Scott Bilker
Scott, If one is an alcoholic there are so many places to turn for help. If there were a hospital for debtors I would check myself in immediately. I tried going to Spenders and Debtors support groups however, I was very discouraged by the fact that many people who were there had multiple addictions (mainly drug and alcohol). It didn't seem like an environment that would benefit me. Please help!--Michelle
Are You Afraid of a Budget
by Terry Rigg
There's that horrifying word. The one that makes so many people cringe at it's very utterance. It seems like they could make a very good spooky movie with the title "You Have To BUDGET!"
No Money when bills arrive
by Scott Bilker
Scott, I get paid twice a month. My first paycheck pays the mortgage and the 2nd pays the rest of my bills. The problem is that I get paid on the 1st and 15th. A lot of my debt is due between the 1st and the 15th. I have no choice but to pay late. Will my creditors change my due date if I ask them to, if not, what else would you suggest? Kay
Money Worries?
by Terry Rigg
If you are worrying about your money problems it's time to STOP IT NOW! Easier said than done, huh.
Budgeting when Your Paycheck Varies
by Terry Rigg
How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That's a question a lot of people struggle with.
How to Stick to Your Budget
by Terry Rigg
Let's face it. The day-to-day drudgery of trying to figure out how to best spend your money isn't the most interesting aspect of our lives. Let me see if I can make the budget process a little more appealing to you.
Single Stay-At-Home Mom
by Gary Foreman
Do you think it is realistically possible for a single Mom of a 15, 12, and 6-year old to stay home with her children? I do not have a profitable skill, a degree or money in the bank. All I know is that a tired, stressed-out mother is not what I want for my kids. They deserve more of me.
Paying Your Bills On Time
by Terry Rigg
You've heard it before. "You always have to pay your bills on time or it will hurt your credit rating". The fact is that not paying your bills on time can also cost you a bunch of money. The last time I checked being late on a credit card payment can cost you as much as $29 each time. In some cases this is more than the payment.
How Much?
by Gary Foreman
I understand that 25% of my monthly income should be for mortgage, taxes and insurance. How much should I plan for the remainder of my budget? There are two of us in our household. Is there a set formula? Also, if I plan to retire in the next 5 years, should I be carrying a mortgage for the sake of a tax write off?
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