Lower your credit-card APR right now!
by Scott Bilker
When was the last time you took a look at your credit card APR (Annual Percentage Rate)? What do you do if you discover that you are paying too much for your loans? Well, quite simply, make the bank lower your rate. Sound impossible? More than half of the time I've been able to make my banks lower their interest rates. The trick is to have the right deal-breaker.
Car Financing Smarts
by Scott Bilker
My father asked me to help him pick out a new car. After visiting several new car dealers in the area, we finally found one with a car that had the price and features we were looking for. Once the negotiations were complete, and the price was agreed upon, it was time for the dealership to add in those extras such as; tags, processing fees and anything else they could.
Review of "Credit Card and Debt Management" by Scott Bilker
by Sue Seppo
Although this slim book has only 140 pages, including the index, don't expect to read and digest this in an hour. To become a debt manager, you must do more than read this book, you will have to actually do the work! There's that awful word: work.
Dollar Stretcher review of "Credit Card and Debt Management" by Scott Bilker
by Gary Foreman
The book reads a little bit like a textbook. Each chapter includes examples and ends with exercises. This is not a quick tour. Rather it is for those who want to take control over their debts. The book is 144 pages including twenty one pages of tables.
Mary Hunt's review of "Credit Card and Debt Management"
by Mary Hunt
I've located a dandy system for calculating the time remaining on a loan (complete with all of the hard stuff already worked out in user-friendly tables) in a book: Credit Card and Debt Management by Scott Bilker.
Press Release: Constant Watch Over Credit Cards Can Save Thousands
by Scott Bilker
Are you paying too much for your loans and credit cards? With the average credit-card interest rate near 18%, it's no surprise that personal bankruptcies are at record levels. A recent USA TODAY poll of people who claimed bankruptcy found that 63% of those surveyed said credit-card debt is what pushed them over the financial edge.
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